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Viewing the 'Misc Thoughts and Updates' Category
July 23rd, 2010 at 04:45 pm
I am so glad! Don't think I could come in here another day this week!
I stopped at the bank this morning to get my cash for the next week. I don't think I am going to have enough gas money, with the extra driving I am going to have to do. I will fill up in Calhoun again tonight, since the gas there is 15 cents cheaper per gallon. I had $27 extra last week, but I didn't do as much driving and I started with more in the gas fund. HOpefully there will be enough to get me through until next Friday.
I also am not sure about the spending money. I only $25 to get me through until friday. I know we need milk, but I don't know of anything else we will need. But things always pop up. So wish me luck.
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July 22nd, 2010 at 03:25 pm
I think that I may have broken the addiction because it hasn't even been hard the last two days to not stop to get cini-mini's.
I filled up the gas tank yesterday for $35. I still have $27 left in my gas allowance for the week. This will go toward spending money for next week, as I am short. Ideally, I would put the money into savings but I am not to that point yet. I need every penny to make my budget work.
Question: Once I pay off the property taxes, do I continue to pay off credit cards or should I build my emergency fund instead? I have been thinking about this alot lately. Not sure what the smartest thing to do is. What do you think?
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July 21st, 2010 at 08:24 pm
I just figured up for the month of July how much I am putting toward debt repayment. $451.49!! That is amazing! I knew I was making $100 extra from each paycheck but I had no idea the total would be so high!No wonder I am broke!!!
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July 21st, 2010 at 03:33 pm
I am feeling somewhat better about myself today. I didn't stop for breakfast and it really wasn't even a battle not to. It is like I was on autopilot to the office. I did stop and get a drink though.
I think I have lost some weight. I have this one pair of jeans that when I wash them I have to lay down on the bed to get them fastened, but then they fit okay(not tight because of the stretchy waist band). But this morning, I pulled them out of the clean clothes basket and put them on and I didn't have to lay down! They fastened right up. I am hoping that means I have lost some weight. I will weight myself tonight to see.
I had to borrow money from my gas money to get cat food and litter last night. But my XH gave me the remaining $50 toward his rent so I was able to deposit $30 and put the $20 back into the gas envelope. It is Wednesday and I have 1/2 tank and $62 left in my gas fund. I will probably have some left over. I don't get any more spending money until Friday though. That will be rough.
My son said he would go see dispicable me with me. So we will go see that one night this weekend. My son is almost 18 and never does anything with me! So I am excited about going to the movies with him.
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July 20th, 2010 at 05:08 pm
I am in a delf hating mood today. I stopped and got breakfast, even though I have bagels and cream cheese here. How sad is it that the lady at Burger King noticed that I had my hair cut?? That should be a clue that I go there too often!! I don't get to transfer any money since I stopped for breakfast. *sigh* Now I am felling sick.
Today is my "late day" at work. I come in later and work later. Good thing. The kids had eye appointments this morning. I had to stop to get my hair fixed(was uneven) and I had to pick up DS computer from the repair shop. I forgot to go to the bank to close the joint checking account.Will have to do that on my lunch sometime. Might have to take my lunch time today and go pick up DS and DD and bring them to Ellijay, DS for school and DD for cheer. It depends on whether my parents get back from Atlanta in time to bring them or not. I won't know until later.
I managed to use all of my spending money last night. I scoured the Kroger in Calhoun for Krispy Kreme donuts and then bought a dozen. Ate a few and then felt guily for eating them and gave them away. Really wish I could get this eating under control. I used to be very critical of people who said they couldn't control something they did...you are supposed to just suck it up and do it/change it...know I seem to understand them a whole lot better.
I filled up my gas tank in Calhoun...gas there is 15 cents cheaper than here. So I should be set on that for a couple of days. I still have $87 in my gas budget for the week. Doubt I will use that much before Friday. Might have to fill up one more time.
Oh yeah...I almost forgot. I made the final payment on the chadwicks card today. It is now paid in full!! At least there is something good today.
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July 19th, 2010 at 03:24 pm
Can't believe it is Monday already. The weekend always goes so fast! I was lazy most of the weekend. Didn't get much done at all. But that is okay. I did make dinner last night, so at least something was accomplished.
I came into work this morning, bright and early and realized that I forgot to prepare a folder for my boss's meeting today. He was already here gathering things to take with him. It sucks because my job already is kind of on the borderline. I have been making too many mistakes lately. I really need to get my head back into the game! I am allowing my personal finances to consume me and it is affecting my work output.
I only smoked one cigarette over the weekend. I am trying to only smoke while I am at work. Should be a fairly simple task for me. Then I hope to quit altogether.
Financially, nothing really new to report. I stopped and got my soda this morning. I also broke down and got one order of Cini-mini's. That is better than the two I usually get. But tomorrow I will be back on the bagel with cream cheese.
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July 19th, 2010 at 01:26 am
The weekend has been really quite. Not much going on. I went to the grocery store yesterday to pick up a few things. Only spent $30. That is good for me. And it was all stuff that we needed.
Today is a NSD. My daughter tried to get me to buy her some ice cream, but I refused. I have already overspent for the week and don't want to spend anymore.
I actually cooked dinner tonight. I don't get to do that many nights. And I did my laundry today. Ready to start the week.
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July 17th, 2010 at 05:51 pm
Okay, so I budget $75 per week for spending money. This week I have gone over already. My best friend asked us to go see Twilight with her, her treat. But unfortunately, we got there too late for the 7 movie and had to wait until the 9:45 movie. Since there is an adult version of Chuckie Cheese attached to the mvoice theater, we killed two hours there. My friend paid for the time spent there. The only expenses I had was for dinner and one movie ticket(for my daughters friend). I had $$65 when I started and now I have $25. I am not sure where it all went. I don't know about this cash thing. Seems I spend money even faster.
I got a haircut today and DD and I had our lips waxed. Total Spent $50. Seems like alot, but considering I only get a haircut like every 3-4 months, it isn't that bad. Just seems to come at the wrong time! So right not I am $30 over on my spending money. I haven't touched the spending money for next week yet. Since I get paid every other Friday, I have broken the spending money and gas money down to how much per week. Hopefully XH will have the remaining $50 he owes me soon. That would sure come in handy right now! We were going to see Dispciable Me today, but since I spent so much last night, I don't have the money to do it. I am still in shock about how much I spent when I didn't have to pay for anything but one ticket. I must learn to do better.
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July 16th, 2010 at 03:17 pm
Today is the second day that I didn't stop for breakfast. I stopped and got a dr pepper, but no food. Will go fix my bagel shortly. I transferred $5.24 into my savings account for yesterday and today. That is how much I would have spent. I also am out of cigarettes. Let's just say I am flipping out.
Today is payday. I already have everything set up through bill pay or transfers. Kind of a let down to not have to do anything. I started out with $1100 in my account this morning. After everything is said and done, I have about $100 in the account. Kind of depressing!
Guess I will go make my bagel, that I don't really want!
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July 15th, 2010 at 11:49 pm
We were out of milk and since I have frozen my debit card, I had to go to the grocery store where I can write a check. There were several temptations that I resisted while there. First temptation...I was tempted by the krispy kreme donuts. I stood there pondering for a few minutes but in the end walked away. Second temptation...I got to the checkout counter with the four items I had come for(shredded cheese, milk, grape jelly and cookie dough). Okay I didn't need the cookie dough, but considereing I was starving and that was all I purchased, I think I did pretty well. Third temptation...Food Lion processes checks now electronically. I wrote out my check and then you have to puch buttons as if it were a debit card purchase. One of the options was cash back. I paused for a couple of seconds but in the end, I selected none. So I am very proud of myself!
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July 15th, 2010 at 03:05 pm
My plan worked! I didn't stop this morning for my usual cini-mini's because I didn't have enough cash. I did stop and get a drink, but I had just enough cash to pay for it! I am glad that I froze the card though, because I would have grabbed it on my way out the door to "buy cigarettes". I put that in quotations because if I had taken the card for the excuse of buying cigarettes, I probably would have gone to BK too. Added bonus to freezing the card is that I only have 2 cigarettes to last me until Friday. Shouldn't be a problem, since I only smoke at work. I'm off to make my bagel and cream cheese!
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July 14th, 2010 at 11:59 pm
Okay. Since I can't keep myself from going to BK for my Cini-mini fix, I have come up with an idea. I took both of my debit cards, filled up a ziploc bag with water, put the cards in and put it in the freezer. I have about $3 to last until Friday. I filled up my gas tank. Stopped and got cat food and dog food. I should be good until Friday. Then I am going to a cash basis. Complete with envelopes. I am going to beat this thing.
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July 14th, 2010 at 04:26 pm
Not too long ago when I was afraid to answer the phone. I remember being in tears asking my parents for my mortgage payment because they were going to foreclose if I didn't get them some money. I remember spending money with no regard to what needed to be paid. I remember keeping my power on by the seat of my pants. I remember making so little money that I used credit cards to maintain my lifestyle.
I remember all of these things because they are in the past. My life is totally different now. I still make financial mistakes, but they are few and far between. I consciencly make decisions that affect my finances. I am so glad that I can answer the phone now without fear that it is a debt collector. We still go and have fun, but in a more responsible way. I have a plan for paying off my debt, instead of just making the minimum payments on each card. I can't wait to get my debt paid off! I will have so much more money to start building my EF, which right now is non-existent.
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July 13th, 2010 at 05:57 pm
Big Sister #1 is sending me $200 to go toward cheer. Instaed of putting it in my account yesterday, she set it up through her bill pay, which means I will get an actual check toward the end of the week. This caused me to have a negative amount in my checking account. Big Sister #2 put $100 into our joint checking account yesterday to go toward cheer. This cured my negative and gave me enough for gas for the week. I am very fortunate that my sisters help with my children's activities. I don't think, no I know, I couldn't do it without their help!
I was able to get gas for $2.46/gallon in Calhoun. That is .15 cheaper than it is here in Blue Ridge. I saved $2 on gas!!
I am not doing so well on my eating. I just am not strong enough. I decided today that I would just get a soda to drink while I ate my bagel. That didn't go over so well. When I got there, I of course asked if they had any cini-minis left since it was after breakfast time. Of Course they did! Lesson learned: Can not even just plan to get a soda. Need to bring a 12 pack to keep at work or go to McDonalds, where any size drink is $1.00. I have to avoid Burger King at all costs.
The follow up flea treatment is being done today. There has been a great improvement in the fleas. My littlest dog has a skin condition though. I can't afford to take care of her like she should be taken care of, like going to the vet on a regular basis. She has scratched all the hair off her back and tail. My son says that we should give her up because we can't take care of her and that she is miserable. I agree, if we could find a home for her, but right now giving her up means that she will probably be put to sleep. I am torn and not sure what to do. What would you do? I really need some advice here. We have had her for almost 11 years. My emotions tell me that it would be cruel to seperate her from all she has ever known. But I do believe that she is probably miserable. She looks horrible. I just don't know what to do.
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July 12th, 2010 at 06:10 pm
To Chadwicks! I will be paying $126.41 on the 20th of June and that card will be paid off! I am so excited! My goal is to pay $100 per paycheck toward my debt...but I am paying more than that. I have all the regular payments that I wasn't including in my debt payoff, but probably should. I am making minimum payments on credit cards and I have one medical bill that I am making monthly payments on. So this week(Friday) I will be paying a total of $206.41 toward my debt(not including what I will be paying back to my son). No wonder I am broke! Can't wait to get rid of all these payments! $200 a paycheck would make a huge difference in my life right now!
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July 12th, 2010 at 03:46 pm
I have learned that as long as I am sticking to my budget, things always work out somehow. I was low on funds, as most of you know, and had to borrow money from my son. WELLLLL...my sister called me last night and told me that she is going to put $200 into my account today to help with DD cheerleading costs. I already have those costs worked into my budget for Friday so I can use that money now to pay my son back and for gas for the week! It is pretty amazing to me how things seem to fall into place since I have been sticking to a real budget.
I am going to go with the envelope method on Friday when I get paid. Although I am nervous about carrying that much cash around, I am going to see how it works for me. I am going to put $75 into my Spending envelope(for one week) and $250 into my gas envelope(for two weeks). I will let you know how well it works.
I stopped on the way to work this morning and got bagels and cream cheese. I am going to start eating that for breakfast. Unfortunately, the BK is in the parking lot of the ingles and I gave in this morning. Hopefully I won't cave the rest of the week since I don't have to go by there anymore. I am going to try to put $5.24 into my savings account each day, which is the amount I spend on Cini-mins. That way I can really see the amount of money I am spending! Wish me luck!
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July 9th, 2010 at 03:29 pm
I took my daughter and her 2 friends out to Mexican last night. I knew that the money in my account was allotted to other things, but I did it anyway. Now I am going to have to borrow money from my son. Why do I do that? I tell myself that it is an important day(birthday). I usually hate myself for doing it, but I am helpless to stop myself from doing it. What is wrong with me? I throw my whole budget out of whack by doing stupid things like that. I figured up my cini-mini addiction. I spend $100 per month on these things. That is outrageous! That is my cable bill. I really need to break that addiction. My therapist and I are working on that. But that doesn't help me feel any better right now.
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July 8th, 2010 at 03:44 pm
Yesterday I spent $5.24 for breakfast and $43 to fill up my gas tank. I have already allotted for the gas so it didn't change my budget much. I also spent $36 at Walmart for shorts for DS and socks for me and DD. I need to find an alternative to getting breakfast. It is like I am addicted to Cini-mini's from Burger King. I have had them every work morning for over two months. I truly think it is an addiction. I can't break it. I know I shouldn't be eating them, financially and health wise. But I can't help myself. I have never found myself so addicted to something. Even Cigarettes...I can take or leave them. I don't smoke at home only at work.But I can't break this hold over me. Send strength my way...
I am thinking about joining netflix. I tried the blockbuster version several years ago and I didn't find it appealing. I wouldn't watch the movies(not a big movie watcher) and would end up keeping them forever. It definately wasn't a good thing for us. But Netflix now has where you can stream movies and tv shows through the Wii. I think we might use this more. It is onlu $9 per month for unlimited streaming. I think it is worth a shot. The first month is free and we can always cancel if we don't use it.
Finally got the invoice prepared that my boss wanted to go out last week. I have sent it to him for approval. Hopefully he will approve today and I can get it mailed out. I also need to mail statements today. They usually go out on the first, but I haven't had a chance to get to them yet this month.
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July 7th, 2010 at 05:25 pm
13 years ago today, right about now, I was giving birth to my sweet DD. hard to believe time has gone by so fast!
I thought I was going to have to purchase a cake, but my mom called me last night and wants to take us all out to lunch for DD birthday and she is going to go by INgles and get a small cake. So not only do I not have to buy a cake, I get a free lunch too!
I answered my boss's email today. I let him know that I didn't think it was possible to get the invoice out last week and why. HOpefully he won't take offense to me standing up for myself a little bit. This has come easier to me the older I get. I used to never stand up for myself. My self esteem was very low. But it is getting better. Still have self esteem issues(which come from being 70 pounds overweight) but I tend to stand up for myself more. So that is a start. But I have an awesome job with an awesome boss(most of the time) and I really don't want to do anything to screw it up. I guess I feel that by stating the facts as to why the invoice didn't go out I am making excuses. I know I shouldn't feel that way, but I do. SO hopefully he doesn't see it as making excuses.
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July 6th, 2010 at 08:03 pm
I have tallied up how much I spent this weekend...I knew it was alot, but $197? I only alot $150 spending money for every two weeks. I went over that by $50 in one weekend!
Dominoes - 26
Dollar General- 36
Family Dollar- 14
Food Lion - 32
Gas Station - 16
Pet Store - 43
Sweet Treats - 5
movies - 25
The food lion was for the "picnic" at my house. It was my contribution to the meal. THe family dollare was to get air freshners for the house which were empty. The pet store was for the flea treatments for the cats(very important now that the exterminator has come). The Dollare General could have been avoided...it was mainly for towels. I am trying to build up our supply of towels. Mainly what we have small bath towels that won't even wrap around DD! So I am trying to buy larger towels whenever I go to the Dollar General. They are only $3.50 for a normal sized bath towel. I bought 4 plus some handtowels for the kitchen and bathroom. Dominos could have definately been avoided. The movies were a chance for me and DD to spend some time together...also she was feeling down in the dumps because her friends weren't answering her texts about coming over.
So what do I do? Do I change the amount that I alot for spending money? Or do I just try to do better? I don't think it is unreasonable for us to be able to go to the movies once in a while or spend money at the grocery store. But until I get these credit cards paid off, there is little wiggle room. And now I will plan for the flea treatments once a month. Fortunately I still have $200 in my gas alotment for the two weeks. I don't think I will need that much because I didn't have to drive the carpool yesterday. But accounting for $200 more in gas, I am $50 over what I need for the next two weeks. That doesn't include if I spend anything between now and then! And I need to get my daughter a birthday cake for her birthday tomorrow. UGGG!! It never ends!
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July 5th, 2010 at 08:18 pm
Well...it is officially a holiday today but I find myself at the office. I got an email from my boss late Friday night about changing my schedule. I had asked if I could work 12-8 on Tuesdays for a while. Although he approved this, his response was a shock. he is concerned with the number of dr appointments, flea treatment, school activities that I have had lately. He feels that I am not living up to the productivity level that I have in the past. Case in point was an invoice that he was hoping to get out before the holidays. I don't think it was possible to get it out prior to the holiday. I lost one complete day last week to computer issues. But anyway, since his email hit me hard, I decided to come to work today to get caught up a little. There was several things from last week that I didn't get done. Plus our refrigerator at work died so I am having another one delivered today. But bottom line...my job is not as secure as I thought, even just last week. I have not responded to his email yet, as I want to think about it before firing off an angry/hurt email.
We had a lunch at my house yesterday for my father's birthday and my DD birthday. I cooked on the grill. It was the first time in probably 5 years that I have hosted something at my house. It was fun. My DD got her birthday present(a trampoline) even though it isn't technically her birthday until Wednesday. And my DS and his friends got it set up. She was jumping on it in no time! I spent $30 at the grocery store getting last minute stuff for the meal. I haven't entered them yet into my check book, but I am sure that means that I am out of spending money. I alot $150 each pay period and the last two pay periods(since I have been doing that), it just hasn't been enough. It includes groceries and any money that is spent. Might have to rethink it and see if I can make it higher.
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July 2nd, 2010 at 06:13 pm
Today is my payday. I spend all week looking forward to payday because I am making progress on my debts with each payday, but since I have everything set up through my bill pay, there is nothing for me to actually do. Kind of a let down. LOL
One more payment to Chadwicks in two weeks and it will be paid off! I am so excited! The next item to be paid off is my property tax. There is a medical bill that is less than property taxes, but I am paying $50 a month to it with no interest and I feel that it is important to get the property taxes paid so I am skipping the medical bill for now.
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July 1st, 2010 at 10:07 pm
I have had a horrible day at work today. Computer problems are running rampant! It is now 5:00 and I don't see me getting home anytime soon. I have to load a program on one computer and then drive to my boss's house to install it on his computer. He is leaving tomorrow to go out of town and insists that this be done before he leaves. I understand the importance of it being done, but really? I have been working on computer issues all day. I was on the phone for 2 hours with tech support, who royally pissed me off! I kept asking to be transferred to the escalation department and he flat out refused. I asked to speak to a supervisor, he refused that as well. He said that he spoke to the supervisor who wanted him to check these other things. I finally told him thanks for wasting two hours of my time but I think I am going to hang up now.
I have not even had a chance to check my budget today! That always makes me a little uneasy. But I guess it will be fine. It is what it is.
I have a 14' trampoline in the back of my car for my daughters birthday present. Seeing as how I can't move the goliath, she will probably see it before her birthday. I found it for $149, which was 50% less than the next closest one. My mom is splitting the cost with me. I know DD will be excited.
Tomorrow is payday. Everythiing is already set up except for a payment to my mom for my prescriptions last month. I found that if I order my prescriptions online through my health insurance I can save $150 over three months. But I didn't have the $364 to get them all at once so my mom let me use her credit card. I only owe her half yet as I already paid her the first part.
Okay enough babbling. Hope you had a better day than me!
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June 30th, 2010 at 03:19 pm
That is how much money I will have in my account come payday on Friday morning. By the end of the day, I will have $56 in my account(of course my spending allowance and fuel allowance will be in the account, but I deduct that from the balance since it is already accounted for.) I am paying my son back the $400 I owe him from various loans. I am making my $ 100 debt payment to chadwicks. I have the minimum payment on one of the other credit cards due as well as all the first of the month expenses. So I am actually paying alot, just wish I wasn't broke all the time!
On the plus side, after Friday's payment to Chadwicks, I will only have one more payment to them and it will be paid off! I am so excited!
My sister's are each going to contribute to my daughter's cheerleading so that will help with the payment due next month. Plus we are doing a collection drive which will go toward the payment as well.
My budget is set through August and I only run into problems on the 6th of August. I am about $550 short for that pay day. But if my sister's each give me $100 and there is $80 that just stays in the account, I will only be about $270 short. That is easier to come up with. Hopefully there won't be any surprises that come up. I have accounted for $300 for school clothes. I may have to take that out. My mom has bought each of the kids some clothes so it's not like they didn't get anything new. And then we can go shopping later when it is better for me.
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June 29th, 2010 at 07:23 pm
I went to my therapist this morning. I really like her. We were working on self esteem today. I need it. But I have been taking a weight lost suplement for almost 2 months now. According to my scale at home, I have lost roughly 15 pounds. My scale is not very accurate though, as I could get on it six times and have six different numbers, but they are all usually around the same numbert. But when I put a 5# bag of flour on it, it was accurate. So anyway, the scale at home shows 15 plus or minus a pound or two. I was curious so I weighed myself at the doctors office this morning. According to that scale, I haven't lost even one pound! How can that be? How can my scale at home be completely 15#'s off? I am so disappointed. I knew my clothes hadn't been fitting any different...well I actually thought my jeans were a little loser, not in the waist but in the thigh and butt area. Apparently not. Now I am not sure what to do...that isn't true. I know what I need to do, I am just not able to force myself to do it. It is a horrible circle...I am so overweight that I feel hopeless which makes me not want to count calories or exercise or anything which in turn makes me feel hopeless. I can't get excited about planning my meals and feeling good about them. No food sounds good or appetizing. I just don't want to eat anything.
Financially, I borrowed $150 from my son's account to get me through until Friday. I will then pay him back when I get paid. Might go see the new Twilight at midnight tonight at the drive in. Haven't decided yet. I know I don't need to spend that money, but I need to do something to lighten my spirits and a trip to the drive in is a lot cheaper than the regular movie theater.
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June 27th, 2010 at 03:12 am
I did it to myself. I had money set aside for gas. However, I went to the grocery store and spent $47. I only had 3 bags of groceries!! I couldn't believe it! I did get three meat items for dinners this week. I have 3/4 tank of gas, but I have to drive to Calhoun on Monday and possibly Tuesday. So the $30 I have left will have to go to gas. I just hope it will be enough. I do have $30 in my savings account and $40 in the kids savings accounts, but I really don't want to have to dig into them.
We did a fundraiser today for cheer. It was a motorcycle poker run. We only had 2 people do it! And they were parents of a cheerleader! We made a whopping $40. Split between 7 people! But last night we had a poker game and we made $360, which comes to about $70 per cheerleader. Every little bit helps. There was a another poker game tonight, but only 4 people had shown up by start time. I have got the $335 payment down to $194. And my sister said she was going to be able to contribute some as well. She will probably contribute $100 so I will need to come up with $94. Alot better than $335.
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June 25th, 2010 at 04:09 pm
Thanks to FT I decided to call a place in town that rents tuxedos and takes pictures. They do senior pictures!! They have a package with what we need in it for $150. I am so excited! The good part is that I am not on any timeframe. I can wait until I get the money to have it done.
I realized yesterday looking at my budget that my expenses are far outweighing what I make. I don't know when or how that happened. I used to have money for the grocery store and entertainment. I guess that since I have become so intent on paying off my debt that I am overextending myself. But wait, that is only $100 per pay period. Come august, I am $700 short of my budget. I don't think that just the $100 debt payment per paycheck caused that. That only accounts for $300 of it. When I moved the only bill that I added was a water bill for $70 a month. Don't think that caused it. It could be the cheer payments, but I am doing the fundraising thing and haven't had to make a full payment yet! I guess all of these things added together could have caused it, but I am not willing to compromise. I have to find a way to make more money. I hope the applications I filed yesterday yields a call soon! I am desperate to stop having to take money from my parents.
My daughter went to the county fair Wed and Thur night. She wanted to go again tonight. She made money babysitting yesterday. But my mom told her that going three times is just non sense and she needed to give me money toward her cheer. DD decided not to go to the fair and to give me the money she would have spent to go toward her cheer. She has now pur $35 toward her cheer payment. $15 more to go until she gets to the $50 I told her she would have to come up.
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June 24th, 2010 at 07:40 pm
I submitted applications to the two grocery stores that are in my area. Hopefully they will be hiring and I can start making some extra money. I plan on throwing most of the extra money to my credit card debt. I also filled out an application for Dollar General and I will drop it off on the way home tonight. I am excited. The thought of having that extra money each month is just making me giddy! I just hope they don't look at my resume and think I am over qualified. I am over qualified for what I am applying for, but for a second job, it is fine. I might even go to the home depot site and apply for there. Wish me luck that someone is hiring right now!
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June 23rd, 2010 at 07:04 pm
We received the proofs for my son's senior pictures. I had no idea they would be so expensive! The package we need is $379!! Unbelievable! I about when into shock when I saw that. I think my heart quit beating for a minute. I definately didn't plan on that for my budget. They fortunately have a payment plan where you can break it up into 3 payments, which will make it a little bit easier to swallow.
The exterminator came this morning to give me an estimate on getting rid of the fleas. $139. That includes the initial treatment plus a follow up 10 days later to get the eggs that hatched. That price is alot better than I though it would be. But I still didn't have that worked into my budget either. So I have had to make some changes to the budget.
Due to the changes, I am thinking about cashing in my vacation time. I need it to make ends meet next Friday. It would be an extra $650, which is almost exactly how much I am short. The second job idea is looking better and better. I think my parents are going to help me out some next month as well. They are already taking my DD to the dermatoligist(?) to get a wart removed. We have tried the over the counter stuff and it just came back. It is a wierd wart in that it is shaped like a mushroom and keeps getting caught on her clothes. So I don't know how much they will have left to help me. But I refuse to stress about it. That just leads to anxiety and I already have enough of that.
My sister gave me her treadmill. It a commercial treadmill that weighs like 300#. It took 4 teenage boys and taking it apart to get it in the house. It is currently parked in the living room where I think it is going to stay. I have walked on it every day since we got it. I built up to 30 minutes last night. It would be easier if I could see the tv, but unfortunately I can't see over the console! I might end up moving the tv so I can see it. Then I might want to walk longer. I am not walking very fast, but I have to build up my tolerance. At least I am walking. It was a mile yesterday.
We have poker run this weekend to benefit my dd cheerleading. I hope we make lots of money! I could sure use it toward the payment that is due on the 15th of July. Right now it is $335 due. I don't know if my sisters will be able to contribute or not. That is almost exactly how much I am short for the 20th of July. I have already told dd she has to contribute to it this month.
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June 22nd, 2010 at 03:02 pm
I have spent $46.24 already this morning and it is only 10:00!! I filled up my gas tank for $41 and I got breakfast for 5.24. I have allotted for both in my budget. I set aside $250 every pay period(every other week) for gas and $150 for misc spending. I am almost to the end of my $150 and it is only 3 days into the two weeks. I went to the grocery store, which killed my spending money. I will make it though.
I have walked on the treadmill for the last two days. My plan was to watch tv while I walked, but unfortunately, the treadmill is a commercial treadmill with a huge console that my short self can't see over!! So I can listen to the tv, but I can't watch it! LOL! I am up to 20 minutes now. I took hamburger meat out for dinner to make manwich with. I will go home and make it then come back to ellijay to pick the kids up at 9:00. It is about a 25 minute drive, but there really isn't anything to do until 9! I am trying to change my schedule to work 12:30 - 8:30 on Tuesdays. That would really help alot!
I am thinking about getting a 2nd job at a grocery store or something. I am available Wed - Sun. It would be used strictly for debt payment. I could knock out my credit cards within 3 months! My only concern is that I plan on taking some college course in the fall and I am not sure how much time I would have. But I would rather be busy than like I am now, with too much time spent on the couch.
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