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Desperate Credit Card Company

February 18th, 2010 at 08:38 am

I just about have one of my credit cards paid off. When I went to check the balance, I realized that they have raised my limit. I guess they are afraid that if I pay it off, I won't be using it! Or perhaps they are hoping that I will use it. Either way, I hope to not have to use it again!

Packing is slow going...really need to get busy because we close in less than three weeks. It is like I am miserable here and don't want to be here but I can't make myself take the steps to not be here. Make sense to anyone else other than my screwed up mind?

Extra CC payment

October 23rd, 2009 at 08:10 am

I made an extra $75 payment to my credit card today. I know some of you will say that I should have used that toward the tires, but I have not been able to make extra payments on this card for months...and I had planned on the extra payment anyway. I am not doing something frivilous(like getting my nails done which I would love to do) so i feel like my parents wouldn't mind. That makes a total of $100 paid to that credit card this month. It has a credit limit of $500 and the balance after the $100 is $331. I haven't used this card in forever and just making the minimums is getting me nowhere!!! I didn't even activate the new card when it arrived.

I have $255 left of my paycheck for the next two weeks after I pay everything. I need to get some groceries, but given my new shopping habits, I won't spend much. I have already deducted for gas so I should be in good shape.

Another Credit Card Below the Limit!!!

April 1st, 2009 at 06:11 am

I made a large payment to my applied card and it is now $10 below the limit! YEA!!! Of course, when they add the interest for this month, it will go back up, but not like it was! I managed to get all but one of my credit cards under the limit this quarter! Now to paying them off!

The guy at the gas station kind of irked me this morning. He is as nice as he can be...good ole country boy. But he told me that we deserved the new car because we work hard. How does he know? He doesn't know us from anywhere else? He doesn't know what other debts we have? I know he was just trying to be nice, but sometimes people speak without thinking! I know that whitestripe has blogged about that before, but I guess that it personally didn't hit me until he said that this morning. He has no clue!!

I haven't eaten out since Saturday. That is great! I have been struggling with that lately. Going to the grocery store helped alot.

I have also found my energy again. When I got home last night, I folded more laundry that DH had washed and cleaned our bathroom(scrubbed the shower even). Since DH isn't working, he is taking care of most of the stuff around the house, including taking daughter to cheerleading...so I just get to come home. Another YEA! I think that cleaning the house is a sub-conscience(?) thing about going on vacation. I have this fear that something will happen to us and someone will have to come into my house. Doom and gloom...that is me. Does anyone else fear that?

Its not me!

March 7th, 2009 at 11:09 am

After I wrote this, I realized that I am rambling...sorry. Just had alot to say!!!

I had a postage due notice left in my PO box last week. I thought it might hav been from the ebay stuff. I went to the PO today and it wasn't for me! YEA!

I also went to the grocery store today. I only "NEEDED" a couple of things, but I found more to buy. Walked out $190 poorer. But I don't feel too bad because I haven't done a big shopping trip in a long time.

I made another sale on half.com. Will mail that on Monday.

My boss got me a new laptop yesterday. The old one is on its last legs. So I have been spending the last couple of hours trying to transfer stuff over. Should make for a fun afternoon.

I also have so much to do around here. I am feeling very overwhelmed. Don't even know where to start. I have to get rid of this tv...no one has contacted me about it so i guess it is going to goodwill monday. Trying to get it loaded in my car will probably prove to be a challenge. I have another tv that I have been trying to get loaded for about 5 months now!!! But this one is sitting in the middle of the floor and it is annoying!

My goal for the day is to get the laundry that is on the chair folded and get the dining room back in order. I will then get the kitchen cleaned up after dinner. I don't even want to look at the bedroom and my bathroom!

Got a letter from one of my credit cards. The one that I made so many extra payments to last month. They said that since I have been making the payments, that have removed the past due classification from my account. It is still over the limit, but at least it isn't considered past due any longer. That is a relief.

Well, done rambling. will try to keep it brief next time!

Paid another $23.54 toward credit card debt

March 1st, 2009 at 09:20 am

I had estimated my payment for sears to be $40. The minimum was only $16.46 so I paid the difference to the applied credit card, trying to get it below the limit. Won't be long!

Credit Card Update

February 25th, 2009 at 07:24 am

I have studying my credit card balances this morning. I am making progress on them. I will be making an extra payment to one of them this month and then hopefully getting it under the limit next month. they have stopped charging me over the limit fees though so that is nice!

I figured up that I am making $267 worth of credit card payments this month! **WOW**. Think what I could be doing with that much extra money a month! I can't wait to get them paid off! I could have my EF funded in 3 months! I could have the vacation funded in 6 months! What an eye opener! I will continue to throw whatever I can in their direction!

I gave my husband a challenge last night. Now that the food is on open shelves in the kitchen, I told him that he needs to come up with ways to eat all of the canned goods that are in there! I don't want to buy any more canned goods until they are gone! He is the creative cook in the family, so hopefully this won't take very long!

Updated Financial Information

January 4th, 2009 at 11:45 am

I have spent this morning updating my pages. The credit card balance page and the monthly goal tracking page are both up to date with the most current balances and information. Things are looking good. I am glad that I have updated the information. It will help me be able to look back at the payments and see the progress made.

Today is a NSD, second one in a row! My friend and her children are coming over for dinner - DH made broccolli and cheese soup. YUM! DOn't intend on leaving the house.