Well...I did my taxes last night and efiled them. The state and the federal have both been accepted. Now it is just a matter of waiting for the direct deposit.

I am getting enough back to pay off the title loan and most of the medical bills I have. There will still be one medical bill open but I haven't even received a bill for it from the doctor yet. I am going to try to get the hospital to give me a discount for paying in full and bring that down so that I can get it paid off. I just can't wait to get this stuff paid off!

There was one lab work bill that was not a preferred provider for my insurance and they rejected what the insurance said was a fair amount, leaving me to pay $294. So I called the insurance company and they sent me a check for $259, the rest being my copay. Then I called the lab office and asked for a discount and they gave me a 20% discount. So the total I have to pay is $234. I ended up making money on this deal! Always ask for a discount. All they can do is say no.