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Archive for December, 2013

Tires Tires Everywhere!!!

December 27th, 2013 at 12:43 pm

My mom recently came into a large sum of money. She is giving each of the kids in the family a lump sum of that money. For me that means she is buying me new tires! She is also buying DS new tires. He is in desperate need. Last time I saw them, they looked smoother than a nascar tire!

EX DH has been saying for months that he would buy DS new tires, but it never happened. Now that Grandma has stepped up,he is suddenly willing to buy tires...with a catch. He is going to pay her back for 1/2 of the tires and wants me to pay the other 1/2. He didn't discuss this with me just assumed that is the way it would be. UGGHHHH!!! I hate it when other people try to tell me how to spend my money! I will probably pay my mom back just because it is the right thing to do and then DS can use his money for something else. It just irks me that Ex DH thinks I have all this money sitting around because he pays child support. (DS is almost 21 and I don't receive support for him anymore).

Okay...enough of a rant. Thanks for reading.

Hospital Bill Settlement

December 26th, 2013 at 11:13 am

I got a call last week from a collection agency about a bill for DD. After some investigation, I figured out that it is for her physical therapy. Even though I paid a copay while there, the insurance still put some of it toward the deductible. I called today to pay the bill and asked them for discount in order to get this taken care of by the end of the year. She said they could do the 20% discount. I asked if that was the best they could do. She went and asked her supervisor and I was given an additional 10%. So a $445 bill became $311. I was going to try to get them to $300 so I am happy with that number. And the bill is paid.

I read an article in Readers Digest about dealing with debt collectors and asking for discounts. Sure glad I saw that!


December 26th, 2013 at 07:43 am

Well...we got our bonuses. Well sort of. They will be direct deposited on Monday. But I have access to see how much they will be after taxes.. I knew bonuses were taxed at a higher rate but this is ridiculous! After taxes I will get $1200. $800 in taxes! Are you kidding me? So much for my plans.

So this is my new plan...

New Tires
Brakes for DD
Rest going to title loan paydown

First Day Back at Work and Bonus!!!

December 23rd, 2013 at 10:11 am

Today is my first day back at work since the surgery. I am having some issues though and the surgeon is out of the office until next week! I guess I will muddle through it. Hopefully it doesn't mean another surgery.

My boss told me today that he is going to give everyone a bonus this year. Mine will be 2K. I have had fun all morning figuring out what to do with mine. I think I have a plan...pay off DD hospital bill I pay $200/month on, $812.16. Pay off DD bill for MRI that I pay $50/month for, $356.23, and Pay off my credit card that I pay $50/month on, $636.74. This should leave me about $200 left over for the medical bills for my surgery that will start rolling in. It should leave me in pretty good shape. DARN...just remembered that I need new tires as well! Will have to play with the numbers a bit more!

Surgery Went Well

December 11th, 2013 at 05:38 pm

And I am recooperating well. My mom has been coming over during the day to take care of me so that I don't have to get up to do stuff. I am getting up and walking more and more. The only time I get tired is when I am getting out of the shower. I don't know if I get too hot or too tired. Either way, it doesn't last long. I go back to the doctor on Monday. I started out sleeping on the chair because I could get myself up easier. But the last couple of nights I have actually slept in my bed. It was great! I am weaning myself off of the pain pills and trying to survive during the day on only ibuprofen.

Finances are still on autopilot. Everything is already set up for this Friday, with the exception of my car tags and car payment. Will have DD drop them off after school on Friday. DD has been taking care of me in the evenings and has been doing all of the housework. She has really been doing well. But I am excited that she can start looking for a job now that I am healing.