Used to be when I got an offer for a credit card I immediately accepted it...like "someone wants to give me credit??" And it was usually when I was most desperate. But I don't need credit cards anymore. So when I got an actual credit card in the mail from PayPal Mastercard I had to make a conscience effort to not immediately activate that sucker. I even looked very closely to find the credit limit they were offering me. Couldn't find it. But it doesn't matter. I don't need it. So I cut it up. Even though my credit score has gone up, it still has too many inquiries on it. So I don't want to put another one there either, which would happen if I activated that card. Baby Steps.
Have to change my way of thinking
June 17th, 2016 at 08:56 pm
June 17th, 2016 at 10:52 pm 1466203945
June 17th, 2016 at 11:28 pm 1466206122
June 19th, 2016 at 09:46 pm 1466372793