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Change in Budget

March 5th, 2010 at 06:11 pm

I have made a slight change to my budget. I have been working on one credit card to pay off. Problem is when I get it low, I use it again(not discplined enough). So what I am going to do is focus my efforts on the other cards first, since I can't use them(closed by bank) every bit I pay them will stay paid. Therefore, I still plan to pay one off by the end of April, it will just be a different one. Make Sense? It seems like a good idea for me so that I am actually making progess.

Potential disaster averted again...cheer gym again...My mom sends a check each month for the tuition, but apparently the gym owner doesn't check the mail all that often. So they hadn't received the check so they charged my debit(which we are required to have on file). In order to cover this, I have to take an advance on the credit card(see above lol). While it feels good to be able to cover this without asking my parents for help, I wish I didn't have to take it from a credit card.

I am also coming out of my funk at full speed. Getting a perm tomorrow...my hair is so flat and lifeless. Cheer competition tomorrow as well. Started my diet today. WIll start working out once we get moved into the new house. Going to try to get the rest of the house packed up this weekend too. Big Plans..Big Plans...

Posted in Misc Thoughts and Updates | 4 Comments »

4 Responses to “Change in Budget”

  1. wowitsawonderfullife Says:
    March 5th, 2010 at 09:16 pm 1267823767
    1267823767

    Kicking the funk to the curb - priceless!

  2. cptacek Says:
    March 6th, 2010 at 04:50 am 1267851019
    1267851019

    If you are having trouble covering the bills, perhaps stopping cheer competition would help you not have to rely on your parents?

  3. sharmanl Says:
    March 6th, 2010 at 07:23 pm 1267903386
    1267903386

    I agree with Cptacek. Cheer competition is a luxury. In no way is it a necessity. If your parents have to foot the bill to pay each month, and it is causing extra stress if the bill doesn't even make it in time, it really does need to go bye-bye. I'm just saying.

  4. Jerry Says:
    March 12th, 2010 at 07:23 pm 1268421787
    1268421787

    Having the cards closed by the bank is not a great thing for your credit rating, although it does lead to some forced discipline, as you noted. You will need to have some insurance that you can keep things under control after this is all paid off, though, or it will turn into more of the same. Good luck...
    Jerry

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