I have spent this morning updating my pages. The credit card balance page and the monthly goal tracking page are both up to date with the most current balances and information. Things are looking good. I am glad that I have updated the information. It will help me be able to look back at the payments and see the progress made.

Today is a NSD, second one in a row! My friend and her children are coming over for dinner - DH made broccolli and cheese soup. YUM! DOn't intend on leaving the house.

Last week, I set up the power bill and phone bill through bill pay to be paid this week. I didn't have to change the payments! YEA! For the first time in a long time, the power is not in danger of being cut off. And the phone bill is current...haven't struggled as much with that but it feels good to have these things paid! I have to pay the cell phone bill(which isn't due until the 21st) and get propane(scheduled for the 19th). The power bill is still technically not on time, as it is due on the 1st, but I am within the 10 day grace. Same with the phone bill, due on the 8th. But they are both paid sooner that I have been able to in the past...and this is Christmas. Just imagine if I didn't have these extra expenses this month!! Things will be great from this point forward!!

I have never been one to write down my goals, but I think that posting them will help me keep sight of them.

Goal #1) No "power interruption" notices left on door

Goal #2) Get contacts(because glasses are driving me crazy)

Goal #3) Get Mortgage caught up by February(one payment behind...will use extra check in January)

Goal #4) Pay all household expenses by the due dates

Goal #5) Start making regular payments on all credit cards(haven't been able to do that)

Goal #6) Pay off one credit card by March 31...try to pay off one per quarter

Goal #7) Put $120/month into my savings account

Goal #8) Put $20/month into each of the kids savings accounts