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Archive for August, 2012

Weigh In

August 31st, 2012 at 10:13 am

I had my weigh in last night. I lost .8 pounds. Not sure how I did that considering I haven't been tracking my food and had ice cream more than once last week.

My month of not eating out starts tomorrow. I am excited about it. I think it might be hard but I am ready for the challenge.

Have to go buy some hangers tonight so I can get my bedroom clean. It is the only room left in the house that needs to be cleaned.

Not Eating Out: 32/35
Tracking food: 9/30
NSD 9/30

A couple of Updates

August 29th, 2012 at 12:10 pm

We took 5 pair of jeans and a pair of sweatpants to a local alterations shop. She just called me and told me they were done. I had estimated $75 for the total. I asked her how much it was and she said $36. I am in shock. That will help since I only had $5 left in my account after the 1st until the 5th.

I also sold a book on half.com. It is a textbook and sold for $65. I will ship it out today.

It is funny how when I am sticking to my budget and not spending money something always happens to make me be able to stick to my budget.

Doctor Visit

August 29th, 2012 at 07:41 am

I had to take DD to the doctor yesterday. She had a tick bite that was swollen and we were concerned about it. She also has a sinus infection. Cost me $25 for the doctor. I got my prescriptions filled while we were there. I had budgeted $75 for them but they are usually around $55. With her prescriptions it was $85. It could have been a lot worse.

I filled up the car yesterday and transferred the remaining $29 in my gas budget to my ally savings account. I probably shouldn't have done that because that leaves me with $5 until next Friday. But we shouldn't need anything.

Got my cell phone bill. It was over $500. I almost went into cardiac arrest. There was $137 in usage charges. Apparently when I changed the plan back to the 2100 minutes I didn't back date it. I called Verizon and they backdated it and credited me the overage charges. Thank Goodness. The rest of the overage charges belong to Ex DH. I wish I could get him off the plan but there would be a cancellation fee.

I hope to get one more NSD this month. Today should be a NSD.

Not Eating Out: 26/28 (31/33 total)
Tracking Food: NO 9/28
NSD: 8/28

September No Eating Out Month Challenge

August 28th, 2012 at 07:10 am

I have decided to make the month of September a no eating out month. Any one want to join me? I am excited because for July I spent $358 eating out and so far for August I have spent $33.00. What a huge difference! I didn't think I had it in me to make such a huge change!

Yesterday was a NSD. My DD wanted some cucumbers but I made her buy them herself. I went to Starbucks yesterday but used a gift card my boss had given me. Today I have to get gas and milk.

I had to give my son $20 yesterday to reimburse him for things at the rental house. I don't count that account in the NSD's. I miscalculated how much i would have for the week. I have $60 left for two weeks. I wanted to buy a new mop but I guess that will have to wait until next payday.

No Eating Out: 25/27 (30/32 total)
tracking food: 9/27
NSD: 8/27

Nice Relaxing Sunday

August 27th, 2012 at 06:52 am

Saturday was spent running my DD around. She got a haircut and then we went to my mom's house so DD could do her chores around there. Didn't get home until 5:00. When I got home I went ahead and cleaned my bathroom so I wouldn't have to do it on Sunday. So far I have gotten the whole house clean except for my bedroom. I will probably tackle it this weekend. Or maybe I will do a little each night this week. We will just have to wait and see what I feel like when I get home. It is nice to have a clean house to come home to.

Sunday was a nice relaxing day. I spent it watching football. Had to take DD to my mom's house so she could clean out my sister's car. She got 5 bags of trash out of her car. I just don't know how she was able to even drive it.

Sunday was also a NSD. I would like to get two more this week, before the end of the month. Today should be one. We need milk but if I wait until tomorrow I will already have to spend money on gas.

Financially I am looking okay. I have about 130 to last until the next payday. I have already taken out money for gas and other expenses. Will probably have to get a few filler items at the store this weekend, but not much.

No Eating Out: 24?26 (29/31 total)
Tracking Food: NO 9/26
NSD: 7/26

Gotta Love My DD

August 24th, 2012 at 07:16 am

My DD is alot stronger than I am. As we were driving home from WW(where I was up .2 pounds) I told her that I thought we were going to get pizza for dinner. She said "are you sure?". I told her we shouldn't but...I didn't feel like eating left overs. She then said " Neither do I but we all have to do things we don't like". That closed the discussion. We went home and had left overs. And by not eating out I had a NSD.

Today is payday. I have already posted what my budget for the next two weeks look like. It is going to be tight but I think we can make it. We will be going to the grocery store tonight with the list we have prepared. Going to try to get out of there for under $100. I have $200 budgeted for the trip.

No eating Out: 22/23 (27/28 total)
Tracking Food: NO 9/23
NSD: 6/23


Ate Out Last Night

August 23rd, 2012 at 07:21 am

Well...after a long streak of not eating out DD and I ate Mexican last night. It was quite good. Abstaining from it for so long only made it that much better. Now to build another streak!

We borrowed my mom's vacuum last night since we don't have one. Most of our floors are hardwood so I haven't worked it into the budget to buy one. My mom has a dyson. The suction on that thing is amazing! DD vacuumed the entire house, even the hardwood floors and the stairs. The house is looking so much better. I like coming home to a clean house. I still have the rest of the bathroom and my bedroom to clean. Will tackle the bathroom this weekend. Not sure about the bedroom.

No eating out: 21/22 (26/27 total)
Tracking Food: no 9/22
NSD: 5/22

Transfer to Ally

August 22nd, 2012 at 08:09 am

Yesterday was not a NSD. I filled up my gas tank. I had $59 left in my gas budget and it cost $31 to fill up the tank. I transferred the difference($28) to my online Ally saving account. I also had to go to Dollar General to get bath mats and a few other items. Today I should do better and is looking to be a NSD. I would like to get at least 3 more NSD' before the end of the month.

I listed some books on half.com. I hope they sell. I could really use the money.

No Eating Out: 21/21 (26/26 Total)
Track Fook: NO 9/21
NSD: 5/21

Friday's Payday Two Week Budget

August 21st, 2012 at 07:32 am

Income:
Salary: 900
From DS: 170
Child Support: 339.42
Checking Balance: 276.83

Total Income: 1686.25

Expenses:
Mortgage: 520
Gas: 200
Groceries: 200*
Medical: 75
Alterations: 75**
DD Haircut: 30
DS Car Payment: 300.00
Auto Insurance: 247.87

* Going to try to spend $100
**this is estimated for 6 pairs of pants

Total Expenses: 1647.87

Income: 1686.25
Expenses: 1647.87

Leave 38.38 in the account.

I also had $137 deposited into savings account that will be used next month and $50 deposited into my online savings account.

Computer Free Weekend

August 20th, 2012 at 07:56 am

I didn't get on the computer all this weekend. I rarely even got on the ipad to check my email. I had a productive weekend, getting the house cleaned. I didn't get the hallway clean or the bathroom. But I can knock them out either this week or next weekend. I have putting off the bathtub because I have to actually get into the tub to clean it. The toilet is too close to the tub and I can't wedge myself in there.

Saturday day was a NSD. The only time I left the house was to go check on my sister who wasn't answering her phone. My mom gets paranoid when she can't reach one of us.

Yesterday I had to go to Ace hardware to get some draino and some gnat killers. The gnats have returned with a vengeance. Not sure where they are coming from. I also had to go Food lion to fill in a couple of things.

I almost had myself talked into getting breakfast this morning. I forgot milk to make my oatmeal. But instead I went to the gas station and got a half gallon of milk. That way I won't have to worry about it at all this week.

No Eating Out: 19/19 (24/24 total)
Tracking Food: NO 9/19
NSD 5/19

Free Lunch

August 17th, 2012 at 10:47 am

At my weigh in last night I made my 20 pounds lost. So my mom and sister came and took me out to lunch. Seems kind of ironic to celebrate losing weight by going out to eat. But I did good. Didn't eat too much and refused dessert when my sister offered it.

Yesterday was a NSD. Hoping today will be too.

No eating out: 16/16 (21/21 total)
tracking food: NO 9/16
NSD: 4/16

The Price for Being Short

August 16th, 2012 at 10:52 am

I am a short woman. Like 4'7" short. And apparently my children have inherited that from me. All the jeans we bought DD last weekend have to be hemmed. She also took some that she has had but were too long. So 5 pair of pants and one pair of sweat pants have to be hemmed. I am sure that will cost a pretty penny. I had to alter my budget to include that.

My budget for the next month is still looking pretty good. I am short for the start of October but I hope to make some up with grocery shopping by not using the full budgeted amount. My mom said that she didn't know if she was going to be able to help me with DD health insurance next month so I didn't put it in my budget and I am still okay. I also made dental appointments for me and DD. She no longer has dental insurance so that will be coming out of pocket. I have dental insurance. I hope that she doesn't need anything major done.

Today should be a NSD. It seems that so many little things come up to ruin my NSD's. I try to plan ahead but at the last minute DD will need something. So hopefully she doesn't need anything tonight.

Plan for dinner: Roast beef; green bean casserole and mashed potatoes. Can't eat until after my weigh in though so I will be hungry.


No eating out: 15/15 (20/20 total)
Tracking food: No 9/15
NSD: 3/15

Thought today Would be a NSD

August 15th, 2012 at 07:48 am

But I was wrong. I paid my internet/phone/cable bill today as well as a medical expense and the water bill. I was so hoping today would be a NSD.

Went to the grocery store last night. Had to get dog food and milk for my sister. My dd also needed shampoo and conditioner and I needed toothpaste. Also had to get my sister milk. We spent $45 but sister paid me back $5.

Speaking of Sister...she moved up here about a year ago. She doesn't have her license and she never got tags for her car when she bought it almost 3 years ago. The car is now parked at my mom's house. Since she doesn't have a license she asks me about twice a week to get her milk. My mom takes her to grocery store about every other week. Neither my mom nor I can figure out why she doesn't get her license back. It was suspended for no insurance but she has got plenty of money now to get insurance and her license. I think she is content having other people take her everywhere.

School starts on Friday for DS. My days of sleeping late are numbered. Bummer.

no eating out: 14/14 (19/19 total)
tracking food: no 9/14
NSDL 3/14

Almost Blew It

August 14th, 2012 at 09:49 am

I had alot of errands to run after work last night. I had to go to my moms and drop off some stuff. Had to got dollar general to get hangers. Went to Home Depot to get keys made and rat poison. It was almost 7:00 and I was starving. I asked my DD if she just wanted to go get mexican. She said sure. But then I changed my mind. I didn't want to blow my streak of days not eating out. So we went to see my son at work and he gave DD some chicken nuggets. I came home and ate a PB&J.

Today isn't going to be a NSD. I had to pick up a prescription this morning and we have to get Dog Food this evening.

Finally got my refund from the IRS for my amended return. They paid me interest I guess since it took so long to get it. I owed my mom 953 of the 994. I put that in her checking account this morning.

NO eating out: 13/13 (18/18 total)
Tracking food: 9/13
NSD: 3/13

Musings

August 13th, 2012 at 10:58 am

Today isn't going to be a NSD. DD needs hangare and orajel. Just yesterday the though hit me that she might have to have her wisdom teeth taken out. Then last night she started complaining about her jar hurting. She thinks she is getting them. I made a dentist appointment for October...the first available when they could take us both. I have dental insurance...she does not. Her appointment is going to be $174 including xrays. Hopefully she will be able to wait until then.

DS tells me that there is rat living in the other house. YUCK! Will have to get some rat poison to put under the dishwasher, where it went to. In the ten years I lived there we never so much as had a roach. It just amazes me how people live. I also forgot to mention that they destroyed two of the interior doors. Not sure how they did what they did but one is in pieces and the other one has a bunch of knife like marks in it. The handyman said that he could get replacements for about $15 each.

I am back tracking my food today. I didn't overeat over the weekend but I didn't keep track of it either. Still haven't eaten out. It has become kind of a game for me. Trying to make it last as long as possible. It helps that nothing sounds good either.

No Eating Out: 12/12 (17/17 total)
Tracking Food: 8/12
NSD: 3/12

Quiet Day Here

August 12th, 2012 at 01:38 pm

Not too much to report today. It is probably going to be a NSD since I have nowhere to go and nothing to buy. I recorded a bunch of football games and have spent the day watching them.

DD called the shoe store this morning and they are going to mail the other shoe to us. Awesome! We didn't have to make a trip back down to the mall, which is 1 hr 15 min one way!

Noticed something when we went to Olive Garden yesterday. They didn't give us the lunch menus. We had to ask for them. The only thing I could think of is that they give the dinner menus to up the price and hopefully mean a bigger tip for the servers. Any one else experience that lately? We definately ordered from the lunch menu which meant smaller portions but just enough food.

I changed the locks on the renters Friday)(cant remember if I already told you this or not) They left the place a mess. They left a king size bed, a washer and dryer, an exercise equipment, and a deer head. Plus alot of trash on the inside. The handy man is giving me a total for cleaning it up. I will just have him get rid of the trash. My son wants to clean it in exchange for 1/2 the rent for the first month.

That is about all going on here. How was everyone's weekend?