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Job Update: Feeling Better

September 12th, 2016 at 07:43 am

My boss came and talked to us this morning and I feel alot better about things now. He said that he doesn't feel like, if the sale goes through, that we would lose our jobs because he still needs assistants and such locally to help him. He also said that if the sale does go through, he is going to cut each of us a check for 10k and then in 3 months cut us each another check for 10k. And that isn't to help us transition to a new job, but just for our loyalty and help in growing the company. My mind is already racing about what I could do with that money. Do I put is in savings? Pay on my student loans? Pay DD's student loans and then pay for college? Put is a 401k? Pay on my HELOC loan? Pay of DD's car? The possibilities are endless. I haven't even gotten it yet and my mind is racing. It is so different from just a few years ago when I would have needed that money just to survive and get caught up on living expenses. I am proud of how far I have come. I still have a ways to go, but I know I will get there.

Job Security and other Doings

September 7th, 2016 at 03:47 pm

DD had to get a hotspot last year for her college dorm. It doesn't work at her new dorm. So I canceled it and will save $50 a month on it. We then just activated the hotspot on her phone and upped the data limit, so the actual savings each month will be $35. I'll take it.

I gave my notice at my second job. I just can't do it anymore. My main job is picking up and isn't in danger anymore, so I thought. My boss sat us down on Thursday of last week and said that there is a company interested in buying our company. They are based in PA. They want to hire the owner of my company as a consultant. What was missing in my boss's talk is that our jobs are safe. He didn't say if they were or weren't safe. So who knows. Back to 2nd job...shortly after I gave my notice(like the next day) it was announced that they are doing away with my office/position. They are going completely computerized. They will have one full time employee and that is it. So even if I hadn't given notice, the job would have ended.

Not knowing that my job was in danger, I just spent sort of unnecessary money redoing my basement. I mean I had a mold issue down there that is gone now. But it could have waited. Thanks Boss Man! He has known about this for about 1.5 months and hadn't said anything. Bitter? Me? Not at all!

So That is what is going on in my life. I will just take things one day at a time. At the end of this month, I will have $150 in credit card payments and $400 in HELOC payments. I can manage that even on unemployment. Plus I will be saving gas money and other work related expenses. I also have a few expenses that I can cut. So I think I will be okay if the worst happens. It will be weird though, I have never not had a job, since I was 12 years old.

Lower water bill!

September 22nd, 2015 at 08:20 am

It isn't as low as I had hoped, but it went from $110 to $45. I am very pleased! I used 8800 gallons the previous month and 1536 gallons this month. What a huge difference!

I am still rather unhappy at work. I am trying my best to just do what they ask me to do. I keep looking on indeed.com for job openings that would work for me but haven't found anything yet. Very frustrating when you realize that no one really cares if work here or not.

It has worked out for me to be able to pay DD's rent. My mom and other sister are helping some. I am good until the 16th of Oct. Then I am not sure what I will do. It always manages to work out though.

A Prisoner to Money

September 10th, 2015 at 05:51 pm

I am really unhappy at my job. I don't trust the people I work with. And was told there is no money coming my way for a while. Unfortunately, I don't think I can go anywhere. I don't think another place will let me come in at 9:00 so I can continue to work at my second job. And I need both incomes. Plus I don't think that I will find someplace paying me what I make now. I have my feelers out but hope is dim.

And in other news...my EXDH lost his job this week. I am no longer dependent on him for child support, but he is supposed to pay 1/3 of DD's rent at college and the kids health insurance was through his work. So I have until the 15th to come up with $220 to get the kids covered on an Obamacare plan...not a great plan but at least it is insurance. And I have to come up with 2/3 of the rent for DD on Oct 1.

AND...my sister who was paying the other 1/3 of DD's rent isn't going to be able to pay anything on Oct 1 either. She was finally approved for her disability and her insurance stopped her payments that she had been getting. Problem is that she won't get her first disability payment for 45-60 days. So her rent this month needs to be covered and I don't know how she will come up with rent on Oct 1.

So when it rains it pours. I don't know how I am going to come up with DD's rent. I know some of you will say she should help...she has a job but they have severely cut her hours. She is looking for something else right now but hasn't found anything yet.

I am sure everything will work out. I just wish I knew how.

Feeling Under Appreciated Today

August 4th, 2015 at 11:18 am

We had the new water line put in last week. I am excited to see how much my bill is going to be. I will be very disappointed if it doesn't go down much.

I am looking good financially until the end of August. DD had enough financial ad to cover her first 3 months of rent in the dorm. That is being split three ways. So it saved me about $600 total.

As to why i am feeling under appreciated...I was in a meeting with my boss, and the other leadership team members...a total of 4 other people. I am not on the leadership team, I am what they are calling "support Staff". Well, they had lunch called in for them while they were in the meeting and my big boss, said lets buy everyone lunch. Then my direct boss said "because we are rolling in so much money" and laughed. It just is insulting to me. Money is tight right now, but if you are going to buy for one, you should buy for all. I mean an additional 30 is not going to bankrupt us. It just really rubbed me the wrong way. IMO, we shouldn't be buying lunch for anyone right now. We used to be a team and it felt like a team. But lately it is feeling more like us and them, which I know is not what my big boss intended. I am the employee that had been here the longest and seen the most change so I know that is not what he wants. But I don't know how to bring it up to him without it getting back to my boss and having repercussions about it. I will probably just keep my mouth shut and do my work. But it is really bothering me. If I could find another job making the money I make, I would definately consider it right now.

Anyway, that is my rant for the day.

When it Rains(or leaks)...

July 24th, 2015 at 09:43 am

Well, I was coasting along, looking decent for the next couple of months. Then I get my water bill. $130. WOW. It has always been above $70 but that is crazy. So I called a plumber to come see where the obvious leak is. $235 later it is not good news. There is an addition on this house. And apparently when they put the slab down for the addition, they put it over the water line. And there was no cut off switch at the house. So the plumber was able to locate where the water comes into the house and install a cut off valve. He was then able to cut water off at the house and determine that the water leak is between the house and the meter. That was the easy part. Since the line is under the slab, it would involve digging up the concrete(It is an unfinished room) and then finding the line. The plumber suggested that instead of going through all that to just bypass the current line and put in a new one. He will still have to drill a hole in the concrete, but it won't have to be pulled up. But we are looking at 2k to have the work done. He said it could come in less but he wanted to give me worse case scenario. The only way I can pay for this to take out a loan. I hate to take out another loan especially as strapped as I am but I really have no other choice. But apparently my water bill should go down to around $30 a month. So I can take what I was paying in water and put it toward the loan.

Checking In

July 7th, 2015 at 12:33 pm

I know it has been a while. I am sorry. I have been so busy with life lately that I have rarely had time to even breathe.

I finally hit rock bottom financially. I went through a very serious shopping phase. Bought new chairs and a tv for the living room. The week after I bought them I found out that the child support would be ending in July. I thought it was supposed to go through college but it wasn't worded right in the divorce papers so it ended when she turned 18, which is today. But it actually ended before that because the state said he was ahead on his payments. So the last $600 I was expecting isn't coming.

So I had a real hard look at where I am spending my money. It is very upsetting. In the month of May, I spent over $500 eating out. Add the $300 that was spent at the grocery store and I spent over $800 on food! That is more than I make at my second job! I was horrified. Needless to say, that has ended.

I also have over 4k in medical expenses for DD. She was in severe pain in her abdomen. They thought it was appendicitis, but that didn't pan out. Then they tested for all kinds of things, including a colonoscopy. Nothing ever came from all the tests. She still has the pain every now and then. Ex DH is paying half of that monthly payment.

DD is also starting college in the fall. She is living on campus. And we are splitting her rent 3 ways. My portion is $200. Not sure where I am going to come up with it, I already work a second job and I don't think selling my blood would net that much. LOL.

But I think I am handling the stress well and I think I am actually happy. Ask me again in August after DD leaves and it might be a different story!

Best Laid Plans

February 25th, 2015 at 08:36 am

This is what I planned to do with my tax return:

Having the duct work cleaned in the house
Replacing the vanity in the downstairs bathroom(it is all warped and mold infested)
**Catching up car payment(not even a month behind, but past due date)
Pay Additional amount to Best Buy card(over half of the balance)
**Pay for DD Senior Pictures
**Give MOM $200

I have done the ones with the asterik. And I did pay extra to the Best Buy, just not as much as I wanted. I was set to do the vanity this week. Until I found out that we needed to pay for DD's dorm room registration fee. So there goes the vanity for now. I will get it done sometime in the future.

DD was accepted into KSU(Kennesaw State University) and has to live on campus for the first year. That is the reason for the dorm. But I don't know who is more excited, me or her! I will miss her terribly but am so proud of her for doing this.

Financially I am doing okay. We have had terrible weather here for the last week and a half. I missed a Saturday at my second job, which is the day I get the most hours) and will likely miss tomorrow morning as well due to snow and ice. Then I took this coming Saturday off for my niece's baby shower. So that check is going to quite slim. But that's okay. It isn't worth risking damage to myself or my car for that extra $$.

We are also in the middle of prom season. We have purchased the dress and had the first fitting last night. But thank goodness my sisters are covering those expenses!

Another One Bites the Dust!!

January 30th, 2015 at 08:03 am

Credit Card, that is. I paid of the Kohl's card today. I also got my tax refund today. I had already planned on paying the credit card off so that doesn't come out of the refund.

The refund is going to pay for:

Having the duct work cleaned in the house
Replacing the vanity in the downstairs bathroom(it is all warped and mold infested)
Catching up car payment(not even a month behind, but past due date)
Pay Additional amount to Best Buy card(over half of the balance)
Pay for DD Senior Pictures
Give MOM $200

That is about all of it. I didn't get near as much as I am used to getting back, but I will take it.

Have you ordered Glasses Online?

January 9th, 2015 at 12:16 pm

Has anyone ordered prescription eye glasses online? What site did you use? Were you happy with them? Any feedback would be great. DD needs new glasses.

This and That

January 6th, 2015 at 10:36 am

I will have another credit card paid off tomorrow. That will make 3 since I started the second job around November 1. And I paid off the charges I made for Christmas so basically I paid cash for Christmas. Another will be paid off at the end of this month. I am proud of the progress I have made so far and intend on keeping it up. I just hope I can keep this second job long enough before my body revolts.

Child support hasn't shown up yet. He was paid on the 28th and I figure with the holiday it will be slow. But I just had to pay the deposit to the college my DD has chosen and paid her car insurance so I really need that support payment. (she pays a certain amount toward her insurance and car payment).

We ordered DD's senior pictures today. We finally got an email for 40% off. And her dad is paying $75 toward them.

I guess that is about all for now. I hope everyone had a Happy New Year!

Preliminary Tax Refund

January 2nd, 2015 at 03:05 pm

I put all my information from my last paystubs into FreeTaxUSA to get an idea of my tax situation since I really didn't know what to expect this year. DD turned 17 so I lost the child tax credit. I started the second job. And I didn't have any rental property. But according to what I entered I will get about $900 back from federal and about $50 back from state. I will take it. Once I find out for sure what I am getting back I will post my plan for it. One thing for sure is DD's senior pictures. They keep upping the discount amount so I will wait a while until the discount is close to 40%. Then the rest will be applied to credit card payments.

I guess I need to go in and adjust the amount of withholding for this year. The second job is withholding hardly anything even though I am claiming single 2. I think I will have them withhold an additional $15 per check. That should cover it I think. I have an additional $10 withheld from my first job. I just don't want any surprises next year.

Someone Got a Bonus, Just Not Me

December 30th, 2014 at 05:38 pm

Yep...one of the other employees got a pretty substantial bonus. The only reason I know is as the accounting manager I cut the check. But no one else got a bonus. It really angered me yesterday to the point of tears. This particular employee has only been there since May, is late every day, leaves for 1 1/2 hour every day in addition to lunch to pick up dd at school and used all her sick days in the first 5 months she was there. I just don't understand it. We all worked hard to make the year a success and to single out one person seems so unfair. It would have been nice, but I will survive without it. The only thing I can't figure out is how to get DD's senior pictures. But I will figure it out.

Christmas Bonus?

December 23rd, 2014 at 12:18 pm

Still waiting to see if we will get a bonus this year. At this point it wouldn't be a Christmas bonus but an end of the year bonus.

We had the office Christmas party last Friday. We all got Ipad Mini's. He left the receipt on them so that we can exchange it if we want. I am giving mine to my son for Christmas.

I hope that isn't all we are getting. We had the best year we have had since I have been here (7 years). I know I am probably sounding greedy or ungrateful but I am just hoping for more. I can live without it, I have my budget done for the next couple of months but it would be nice to pay off a credit card or two early.

Now I Am Really Done

December 16th, 2014 at 10:18 am

I thought I was done with Christmas shopping but then I remembered my great-nephew. So I ordered something today to be shipped to him and now I am really done.

I am really hoping to get a bonus at work this year. I know my boss has been looking at things and I am just waiting to hear from him. Keep your fingers crossed.

Gas for $2.10!!!

December 15th, 2014 at 08:01 am

I couldn't believe it when I drove by the gas station this morning. I hope it stays that low since I don't get paid until Thursday.

The paycheck stub from my second job posted yesterday(although we don't get paid until Thursday). It is for $50 more than I estimated. That is good because I went to the store and spent $30 yesterday. Was only going in for one thing! But I needed the rest of it for my breakfast/lunches at work. So I don't feel bad about spending it.