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Archive for March, 2009

Semi Productive Weekend

March 31st, 2009 at 06:33 am

I got energy on Sunday to clean the kitchen and the living room! It felt so good. Of course then I had to lay down and take a nap! UGHHH!! The Energy Spurt continued into Monday evening when I came home, sorted the mounds of laundry in the bedroom and starting laundry. It at least looks like a controlled mess now. DH will continue with the laundry today.

We went to the grocery store on Sunday. Spent ALOT of money, but we hadn't been in a while. So this will curtail the eating out, since we have things at home now to eat.

I did get the new car, well new to me. I know that I probably shouldn't have, but I still have problems telling myself no when I have the opportunity for something that I have wanted for so long. Plus it gives my son/DH a dependable car to share(my old one). Neither one of them seem to have a car that they can rely on. So in many ways, it was a smart decision. Just feeling guily about it now. This is how I got into this mess in the first place. I can justify just about anything to myself and others if I want it bad enough. Good news is that the gas mileage is better than it was in my old car. We checked it out yesterday when DH drove to Marietta.

We leave for vacation a week from Wednesday(Jekyll Island). It is the first real vacation that I have been able to give the kids. I am thrilled and can't wait. It will have to be a little tighter since the new car purchase, but that is okay. We are staying in a hotel that has breakfast and has a refrig and microwave in the room. We are going to take lunch meat/sandwich things for lunches and snacks. Then we will only eat out one meal a day. The hard part is that my DH and I love to eat out, so controlling ourselves is what will be hard. But we have the beach and the pool, that should be enough...oh and they are taking a deep sea fishing trip. So that should be plenty. It will truly be relaxing, what a vacation should be.

Payday

March 27th, 2009 at 07:13 am

Today is payday. I have updated my sidebar with current information. Paid my power bill, so there will be no chance of a notice again next month!

I woke up in a mood this morning, and not a good one. I seem to be having more and more of them.

I went to a local dealership Wednesday night to see about getting a new(used) car. Long story, but if they can get my payments where I need them, it is the right time to buy. She called me last night to see if I could come in sometime today to go over a couple of things. I asked her what is going on and she said that she just needs to go over a couple of things. If I get there, and she tells me that I was denied and here are the options, I will be super mad! She could have told me that over the phone. I haven't really gotten a good vibe from her from the beginning, but as long as I am treated fairly, I don't have to like her, right?

DH and I have tickets to Jeff Dunham this evening in Chattanooga(about 1 1/2 hours away). We gave up a hotel to put that towards our vacation, so it will be a late night!

I have a hair appointment at 4:00 and my son might have a soccer game at 5:00. I have so much to do today and I don't want to do any of it! I just want to crawl back into bed! I don't even want to go tonight!

I have got to QUIT!!!

March 25th, 2009 at 12:41 pm

eating out! I have slipped right back to where I was! I realize this is an issue but I can't stop myself. I am still transferring equal amounts to the savings account each time I eat out, but it isn't stopping me!

Friday is payday. I already have the power bill set up to be paid and will pay the mortgage. The power will is on time and the mortgage is 3 days past the grace period...but still sooner than I have ever made it before! Things are getting tight, while planning for the vacation. (another reason I need to quit eating out!) But we are on track to go. Can't wait!

Think I am going to take a break from the ebay challenge until after my surgery. I just haven't had the time or energy to post items.

Found out that Ashton Kutcher and Katherine Heigl are filming a movie about 5 miles from my house! My husband is on a search for Katherine(he is just in awe of her! Run Katherine!) Pretty cool that our small little town is having a movie filmed here!



Nothing New

March 24th, 2009 at 08:30 am

Nothing new here really. I am at home hoping that if I take it easy today, I will quit hurting by tomorrow.

The first payment on my son's ring came out of my account today. YIKES! He had better not lose this ring! He took him and my daughter to the dentist this morning...so far he is still willing to do things for me without complaining...the thrill of being a new driver! I had to give him gas money though...but at least I didn't have to drive there!

2 Weeks until our vacation. I can't wait! We are right on track with our savings for the trip.

Are you kidding me?

March 22nd, 2009 at 01:16 pm

My ex husband called today to ask about a credit card on his credit report. He is listed as an authorized user. It is my card. I hadn't realized that he was listed on the account. I had removed his name when we divorced. This is the account that I had trouble paying and have now set up payment arrangements with.

The "are you kidding me" comes because he wanted to know if when I got his taxes(for child support) I could pay it off. He actually said "we". Are you kidding me? There is another capital one card on my credit that I paid off after the divorce, even though he was supposed to pay it! He hasn't paid me any of the money from the divorce settlement. My credit is totally ruined due to the divorce and he wants me to take child support money to pay off a credit card that I have arrangments with? I told him that I didn't think so because I told our son that I would help him with his car. When I get it paid off, I will close the account but until then, I am not going to stress about it.

Hurting Today

March 21st, 2009 at 08:21 am

Up to now, I haven't had too much pain with the endometriosis. But the last couple of days, I have been in almost extreme pain. I went yesterday to the GP and got a prescription for a pain pill. So glad I am having the surgey next month.

DH bought the materials to finish the porch outside of the french doors. I can't wait! If I can just keep him focused long enough to finish it!

I have been on a slight spending spree the last couple of days. Bought stuff for easter baskets, ate mexican, got the dog groomed. Just need to stay put today. Need to get back on track.

Fill Er Up, Please

March 19th, 2009 at 06:55 am

As I was getting gas the other day, something occured to me. I always pull into the full service place in town. The price per gallon is usually cheaper or the same as the other places in town, so why not?? But as he came out to help me and I said Fill it up please, I realized that I couldn't remember the last time I just got enough gas to get through! Before I started this journey, I was constantly getting $10 or $20 of gas...just enough to get through a couple of days. Granted, gas was way more expensive then, but I still didn't budget for it. But since I started this journey, I have filled up every time I get gas!! I know that may not seem like a big deal to some of you, but to me that is huge. That is a sign that I have gotten my finances in order. I have budgeted for gas and actually have the money to fill up, not just get by a couple of days! I am not worried each week about how I am going to get gas. It is already accounted for. And most of the time, I have money left in my gas fund that I am able to transfer to my new car fund. This is just a huge step for me. Little steps make a huge difference!

Interesting Morning

March 18th, 2009 at 07:41 am

My DH should be wrapped in bubble wrap. He is constantly hurting himself. This morning, he cut the cornea of his eye with a newspaper! Yes, with a newspaper! This was at 6:45 this morning. So we were going to go to the Hospital because he was in extreme pain. I called my best friend who also talks sense into me and makes me calm down and realize better plans. She got ahold of the eye doctor(who has a cell phone number on their recorder...gotta love country doctors!) and she met us at the office. They washed his eye out, found 2 big scrathes right in the middle of his eye, put some antibiotic drops in and patched his eye. All of this for only $65! Deal! And that covers if he has to go back!

So today will be a quiet day, working from home, taking care of the injured!

Reality sets in!

March 17th, 2009 at 11:42 am

My son passed his driver course last night so he is scheduled to take the driving test on Friday. I was okay because it never really seemed to happen. But it has happened. He will be driving. YIKES! I don't know how I will handle this. I know he will be fine but I am just scared to death!

Because he will get his license, his insurance will be due on Friday as well. He has most of it left from the car payment loan, but he is a little short so I will have to make up the difference.

But there is no soccer games that I have to drive to this week so I will be saving that gas. And next week the only potentional games are at home. I think most of the traveling is done! HIP HIP HOORAY!

I also discovered that my daughter has a talent show on the 27th. My DH and I have tickets to a comedy show that night, non refundable. I am in a quandry. She is performing it for the school during the day so maybe I can go to that performance and still be able to go to the show. UGGHHH! Couldn't they have let us know further ahead of time the date for the talent show? Some of us have lives you know!

Well, done ranting. Very grouchy today for some reason. Hopefully tomorrow will be better.

Power Bill...Finally

March 16th, 2009 at 11:08 am

I looked online today and the power bill is there. It is $146. I budgeted $200. So that leaves about $54 that I will transfer into the household account.

My DH called me today. He stopped at a local supply store for a new deadbolt and came out with a set of french doors. He got them for $50!! They were in the "scratch and dent" section. But that will lead to getting that project done sooner! I might have a small back porch before summer! And quite cheaply too.

My boss came in with a new computer this morning, so I am trying to get everything moved over. Quite time consuming! But worth it in the long run!

Weekend Tally

March 15th, 2009 at 05:41 pm

Got home from Athens cheer competition today. We had a great time! And the Gym Dawgs were awesome!

I had budgeted $300 for the weekend. Below is the breakdown:

Hotel $138
Gas $25
Admission $40
Food $164.01(WOW!!!!)
Shirt $20

Total $380(WOW!!)

I had budgeted $300 for the weekend. I grossly underestimated the cost of eating out! We had breakfast at the hotel this morning...could have gotten it cheaper if we had gone out to McDonalds or something, but it was convenient(that is how they get you!). Fortunately, this is the only competition that requires an overnight stay this year.

I do have a thumbs up for the weekend. The competition had all the usual things for sale. But in addition, they had a HUGE table of purses. They were oh so cute! Had matching wallets too! But I resisted! I kept going back and looking at the one I wanted. But in the end, I remembered about our vacation and didn't purchase the purse! That was a huge thing for me!!! Another "I'm so proud of me" moment!

$10 more in savings

March 13th, 2009 at 04:58 pm

I transferred $10 more into my vacation fund. I had budgeted $30 for haircuts and it was only $25. I also got my first check for completing surveys. Every little bit helps!

$969...Can that be right?

March 13th, 2009 at 11:43 am

It is right! that is the amount of money in my various savings accounts! I am just in awe. Of course, $300 of that is in the vacation fund, so it will be coming back out. And eventually, I will have to transfer most of it into my checking account(have one large bill to pay). But WOW! I can't beleive that I have managed to save that much! I have never in my life had that much money saved. And none of it came from my tax refund! This is all money that I truly saved...little by little!

I am so proud of me!

PayDay

March 13th, 2009 at 06:05 am

Today is payday! Not much to do since I set everything up in bill pay ahead of time. I had some OT so that went into the vacation fund. I had $58 left of my gas budget, so that went into the new car account. Need to really focus on that after the vacation. My car wouldn't start at the soccer game last night! 2 hours away from home and my car wouldn't start! It was able to be jumped, but I fear that it might be nearing retirement. It is a great car! (200000+ miles and never had any major problems!) Don't need anything from the grocery store so I should be able to keep expenses the next couple of weeks to a minimum.

My DH has really gotten on board with the saving thing. He has been giving me one of his checks each week. Some has gone into the vacation fund, and some has gone toward keeping the other items current.

Heading to Athens tomorrow for a cheer competition. It is an all day thing. Then we have tickets to watch the gym-dawgs compete. I have budgeted $300 for the entire trip, including hotel. We should be able to easily do that. Thought about cancelling the hotel, but it is supposed tobe raining and I am very uncomfortable driving in the rain after dark, especially for 2 1/2 hours! So I don't mind spending that.

Am I Crazy??

March 12th, 2009 at 06:08 am

My best friend received her tax refund and
another really large unexpected payment. She wants to take a me on a girls weekend. We looked at different places online last night. Thought about Grove Park Inn, but man...that place is EXPENSIVE! So I looked around some more last night. However, it was bothering me that she would be paying for me to go. Not that she would ever hold that against me in the future or anything. But it bothers me. The old me would have jumped at the opportunity, because that was how I lived. But the new me doesn't feel comfortable with this. So this morning I told her that I really wanted to do a girls weekend, but if she wanted me to go, we would have to wait until I could pay my share, which will probably be in the fall. She tried to convince me to go anyway,, but I stood firm. Am I crazy? Turning down a free weekend?

A little history: She has MS and hasn't been able to work for almost 2 years now. They struggle to do the "extra" things. Their cell phones have been cut off because they couldn't pay the bill. This is probably going to be a turning point for them but I still don't feel comfortable letting her do this.

Also,, the old me would have jumped on it! I would mention to my sister what I wanted and it would show up within a week! I am trying very hard to get the things I want on my own now. I think that would just throw me back into that life again.

I feel good about the decision I made. I think it shows that I am making progess on the new me.