<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Archive: April, 2016
 

Archive for April, 2016

Second income and Loan

April 27th, 2016 at 06:52 am

My mom helped me get this loan to pay off my debt. Part of the deal is that I don't get to quit my second job. I have to put 50% of my income from my second job in my 401k. I know it is a good thing but I don't know how much longer I continue to get up at 4 in the morning and work until 4 in the evening(with both jobs).

Today is work from home day...I don't have to leave the house all day! I have become such an introvert that that is the perfect day for me!

Checking In

April 26th, 2016 at 08:22 am

Hi everyone! I know it has been FOREVER since I posted. I will try to catch you up on the doings of my life.

I am still working 2 jobs, but silly me thought it would also be smart to take 3 college courses. I was handling it ok until my mom hurt her back. Then I became her and my sister's gopher. I ended up having to drop all of my classes.

Back to my mom...she had an injection of "concrete" in her back and the back pain is gone. She has residual pain down her leg and is having a steroid shot next week to help with that. In the meantime, she still can't drive and I am having to run all of her and my sister's errands(my sister moved in with my mom to be a companion/caretaker and that is not going so well).

As for finances...I made a huge mistake when I signed the kids up for my insurance. When I looked at the prices I thought is was per month, not per pay period. So I am paying $900 a month for health insurance! It is killing me. But this is the last month as my ex now is able to get insurance for the kids.

I am still drowning in credit card debt. But we are in the process of getting a home equity loan on my house(which is paid for) to pay off everything on my credit report. My debt will be virtually 0! We closed on the loan yesterday and have 3 days before we can disburse. All I will have is a couple medical bills and my regular monthly bills. I am so excited!

Oh and did I mention that I am now an empty nester...DD left for college in the fall. She is only an hour away and I see her most weekends but it is an adjustment.

So that is what has been going on in my world. Lots of stress. Lots of fun(not!)

I hope everyone is doing well...I have thought about you guys often.