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Archive for August, 2016

Updates and Financial Doings

August 23rd, 2016 at 01:27 am

I closed on the loan to refinance the HELOC, taking my mom's name off of it. It is now solely my responsibility, which it was before, but she was a co-signer. Now her credit is freed up. I refinanced for enough to take care of the mold problem in the basement. I think it was starting to affect my health. So that is in process.

I put in my notice at my second job for the end of September. 6 weeks notice. Surely they can find a replacement in that amount of time. My first job is really picking up, they let the sales person who wasn't doing anything go, and now we are making sales like crazy! My boss doesn't have a day at home for almost 3 weeks! Good for business, bad for him. I am excited that I won't have to get up at 4:00 in the morning any more but I will miss the people I work with. I have done my budget and I will be okay financially. Just have to watch my spending, which is difficult for me. It is time to start on my November budget now.

Cooking More; Eating out Less

August 3rd, 2016 at 01:54 am

So I have become kind of obsessed with cooking lately. I am cooking 1-2 meals on the weekend for my lunches at work during the week. Since I work from home on Wed and Fri, I only need 3 lunches. I can grab anything while I am at home. I have done really well doing this. I haven't eaten out in a couple of weeks. Really proud of myself.

Things at my 1st job are looking up. We have several jobs that we expect to close in the next few days. I just want us to get past this hump.

I am in the process of refinancing the HELOC on my house to take my mom's name off the loan. When we did the first HELOC and paid off all the credit cards, my credit score shot up over 100 points. So now there is a great chance, with the 2 jobs, that I can get it by myself. We started that process this morning.

I still have planned my budget going forward without my second income. I need to wait until the HELOC is refinanced and things are a bit more stable, but I have hope that that will be sooner rather than later. My body is starting to revolt!

Yesterday was a NSD. I stopped today and got a few things at the store and had to get gas on the way home(1.79/gallon...can you believe it???) Tomorrow is a work at home day and I plan on going no where so it will be a NSD as well.