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Archive for February, 2010

7.14

February 26th, 2010 at 11:17 am

Made it to payday with 7.14 left in my checking account! That was close!

2 weeks until we move. I still have so much packing to do! I need to spend tomorrow doing nothing but packing, but we will see. My parents are taking me out to dinner tonight to celebrate getting the money for the house. The closing is March 11. I can't wait. It is going to be a brand new start for me! Gonna start dieting and living again.

The Bad News and the Good News

February 24th, 2010 at 10:01 am

The Bad News: I set up a bill payment through my online bill pay for cheer for $95. I found out I only owed $20 but not in time to stop the payment. The cheer gym was supposed to hold the check for me to pick up and I would pay the difference. They depostited it. I didn't have enough in my checking account to cover it. That's the bad news.

The Good News: I had just enough in my savings account to cover it. I did an online transfer and disaster was averted. So while I drained my savings account(bad news) I didn't have to go running to my parents to help me cover the check. That's the good news.

Need to learn to balance...

February 23rd, 2010 at 06:27 am

It seems that whenever I have money sitting in my checking account, I try to find a place for it. I either pay extra on my credit cards or move it to savings. Doesn't sound bad, right? Except for more often than not, I end up needing that money for something. I can't just let it sit in my account. It is just burning a hole in my computer for it to be there. I need to learn how to let money sit in my checking account. I am so not used to having any money in my checking account that it feels wierd to let money sit in there.

Extra Money

February 20th, 2010 at 12:18 pm

One of the Cheer competitions got cancelled and since I had already paid the fee, it will be refunded. Now I have and extra $75 that I don't need to pay. I paid $50 toward credit card(bal 280) and put $25 in savings. I now have closse to $100 in savings. Hope I will be able to keep this up for months to come.

Can't wait to pay of credit cards!

February 19th, 2010 at 04:10 pm

I can't wait to pay off my credit cards! I am so close on one of them. As of the 12th, one will only have $230 on it. I have paid a total of $290 toward that card this month. I just can't wait to get it gone! Then start snowballing the other cards.

Packing is still going slow. Haven't done much more...but I will get there.

Desperate Credit Card Company

February 18th, 2010 at 08:38 am

I just about have one of my credit cards paid off. When I went to check the balance, I realized that they have raised my limit. I guess they are afraid that if I pay it off, I won't be using it! Or perhaps they are hoping that I will use it. Either way, I hope to not have to use it again!

Packing is slow going...really need to get busy because we close in less than three weeks. It is like I am miserable here and don't want to be here but I can't make myself take the steps to not be here. Make sense to anyone else other than my screwed up mind?

Packing COntinues

February 13th, 2010 at 03:17 pm

I have just about got the living room packed up. I have one full box for goodwill. Just have to get the pictures off the wall and the LR will be done. We are set to close on March 12 so I have a little over a month to get everything packed up. They are coming tomorrow to give me an estimate on moving the larger items. HOpefully it won't be too much.

Just looking at my budget and it looks like I am going to be a couple hundred short by the end of the month. I am sure it will work out, it always does. It seems that the more I stick to the budget and pay attention, the more things seem to work out in the long run. Not always sure how it happens, but it does.

Budget looking good

February 9th, 2010 at 09:24 am

Well, I have started packing, but now I just need to continue. I didn't pack anything last night...but my daughter packed up a lot of her room. We took my parents by the house last night and let them look around the inside. They are impressed with the house. I am excited and can't wait to get moved in.

In financial news...my budget it looking good until the end of february. There are some expenses coming up but I think I have them covered. I filed my taxes and am waiting on my refund. I already received my state refund, just waiting on the Federal.

We got the house!!

February 6th, 2010 at 02:17 pm

The bank accepted our offer with minor changes. We will be closing early next month!!! I am so excited but I dread packing up the house. I feel very overwhelmed at the prospect of getting everything ready to pack. I have lived in this house for 10 years. There is so much junk accumulated that I want to get rid of. I just need to start with one room at a time but can't seem to even start!





Offer for House has been Faxed!

February 2nd, 2010 at 12:21 pm

We finally were able to get a pre-approval letter to fax an offer on the house, which is still available! We went through several different lenders until we finally found one that would work with my parents(who have an excellent credit rating btw). Since it was their second home and within 20 miles of their first home we ran into obstacles every where! But the offer has been faxed. Now we wait!