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Archive for November, 2009

I am still here!

November 24th, 2009 at 12:27 pm

I just haven't been much in a blogging mood lately. DH and I went to counseling and it didn't seem to do much good. We are seperated, but he wants to act like we aren't. He wants to come home and I don't want him to.

Anyway, financially, I have gotten one of my credit cards down to half of the original balance. I have made $100 payments the last two months. Hopefully I will be able to make quick work of that after the first of the year. Then snowball the rest of them.

All of the utilities are paid on time. No danger of any disconnections. Feels good, but there is still this worry with Christmas coming up.

Not So Good Weekend

November 17th, 2009 at 08:31 am

My weekend started off good...went to see COuples Retreat...hilarious by the way. But then DH and I stayed up talking until 3 am. Then we talked more on Saturday. I don't feel anything was resolved. We spoke again last night...still no resolution. He refuses to see things my way and while I understand his feelings, I don't think they are justified. He suggested getting counseling. I am going to look for a pastor that will counsel us. But I am not sure that it will work. He has such different ideas about marriage.

On the financial front, everything still looks good and strong. Even have money in the budget for Christmas. We will see how everything plays out though.

The New Old Me....

November 11th, 2009 at 09:53 am

I am feeling so much better...it is just amazing. I didn't realize what a weight I had on my shoulders. I actually put make up on this morning and perfume! I am feeling so good about myself right now it is amazing. I am going to get my nails done today...I know I shouldn't but I need to do something for myself.

One thing that has come back with the old me is the eating out. I have got to put a stop to that. I have the groceries. Need to get back in the habit of eating at home. Need to reaquaint myself with the crock pot!

Other than that, the finances look good. Going to start planning for Christmas here shortly.

Almost forgot....got 8 bottles of shampoo/conditioner(Herbal Essence) for .26 yesterday at Rite Aid! I love that store!

Update

November 10th, 2009 at 07:51 am

Well, I just made Octobers house payment, with $25 extra going to principle. It is the first late one in a while. But now it is caught up and Novembers is already worked into the budget. I just looked at the budget and things are looking pretty good...with the money my parents are giving me and if Icontinue to get overtime. I should have everything paid off sooner than expected. After the first of the year, I should be able to put everything they give me toward debt. That will take no time at all to pay off the cards! I can't wait.

I got my bedroom cleaned up Sunday and finished it yesterday. It was such a wreck. I just had given up. But it is like this gloom cloud has been lifted and I am back...trying to make a nice home for me and the kids. All the laundry is done and folded, with the exception of a load of towels that needs to be folded. It is the first time in a long time that we haven't had to go on a hunt for clean towels! Now I can start on the bathroom. It won't take long, just a bunch of junk to be picked up. I did the kitchen on Sunday as well. But it usually stayed pretty clean.

Anyway, things are looking up. Like I said, the gloom and doom cloud that was over the house has been lifted. THings are lighter and more enjoyable now.

BIg Changes Update

November 9th, 2009 at 11:53 am

I told my parents last night. They weren't shocked. My mom's concern that she doesn't want me to have to burn a fire in the fireplace. Do we have enough oil?

This morning I got an email from her. Her and my father had discussed the situation. They would each like to give me $200 a month for 6 months to help out. I tried to reject it for a while, but then I gave in. Because although everything is paid and current, there is no room for extras or surprises...like school pictures or lunches, etc. So the first $400 is to pay of my property taxes from last year and the rest is for the rest of the month. WHile this is relief, I am kind of disappointed that I am no longer independent.

Told the kids last night about DH moving out. They took it well. So well in fact that DH left in tears because he felt that no one was going to miss him. That they acted like they could care less if he was there or not. BOth of the kids have been through this before, so they tend to keep their guard up and not show their emotions. It was hard to not try to fix it for him. To make him feel better.

Good news is that I have two credit cards that will be paid off within the next 2-3 months. The Cap One has about 3 more payments and the Orchard card will be at $241 as of the 15th of this month. I have made $100 payments on it last month and this month. Can't wait to get this stuff paid off!

Big changes in my life...

November 8th, 2009 at 06:24 am

I haven't been blogging too much. So much has been going on. DH moved out yesterday morning. Although it was what I wanted, it still was not easy. Now the doubt sets in...did I do the right thing...although I know I did. Financially, I will be better off. Last week alone, he used almost $100 of my money for gas. Not sure where his money went and he couldn't tell me. He felt like I was acting like this because I make more money than him. But I used to make what he made and I was able to keep my household running as a single mom. Anyway...today is my first day as a single mom again.

I realized that the people I have in my life are very good to me. My boss has been the most encouraging to me. I knew he was a great guy, but it has just been proven again. I told him everything that was going on, with my diagnosis and dh. He was very encouraging. I also asked him on Friday to consider giving me a long term loan to get out of the deficit that was coming up. I said I don't need an answer right now, but he said, I have thought about it and my answer is yes. No hesitation. He gave me a big hug...not a fake one, but a hold on tight one. I am really blessed. I haven't told my family yet that Chris moved out. I know they will be supportive, but my parents are from that "death til you part" generation no matter what. So they will be disappointed, but they will still support me.

With the loan from work, I was able to get everything caught up, even the cell phone bill. So everything is current. I am making progress on my credit cards, although not as much as I would like. We have groceries so we are fine.

I haven't told the kids yet, they are at their dad's this weekend. DD will have the hardest time. She was really close to him. So that will be another hard day.

But I am starting to get the house cleaned up and get back to myself and the way we used to live. Have a lot to do, but will do it one step at a time.

Took some time off Blogging...

November 3rd, 2009 at 01:56 pm

I haven't been in a blogging mood lately, so I took some time off from blogging. There is nothing really new in my finances. I am still looking at a pretty large deficit at the end of the month. I am sure it will all work out. But then there is Christmas...Still don't know how I am going to take care of that! WIll be very slim, that is for sure!

The week-long conference that I planned for my employer started yesterday. So far it is going smoothly. I didn't get home until 10:30 last night! UGHH!!

My son is having a severe asthma attack. He went to the doctor yesterday and got some steroids. I have an appointment on Friday to have his allergies to dogs and cats tested. We have gone overboard on the animals and I am hoping that he is allergic to at least dogs!(isn't that horrible!) I would like to find the dogs that we have(3) a good home. I wouldn't do anything else, even if they had to stay outside all the time. We have 3 cats and 3 dogs...time for something to give. And I have figured out that I am definately a cat person!

Well, that is about all I have to report. I haven't done any shopping in a while. I plan on getting at least tide this week, it is on sale and I have several $1 off coupons. Not sure what else I will be getting.