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Productive Day

July 25th, 2009 at 10:13 am

I woke up early this morning and got the house cleaned! It was done by 11:00. No I didn't completley dust or get to the kids bathroom...but that can be done tomorrow. The main part of the house looks pretty good.

They came and picked up the rabbit this morning! One down. Going to go to the lake this afternoon and hang out. DH is going to camp...I will be coming home. Definately not a camper! Plus someone has to take care of the animals!

It looks like I am going to have to transfer some out of savings to get through the rest of the week. Bummer. But at least I have it!

Craigs List

July 24th, 2009 at 09:57 am

I listed the rabbit on craigs list today. My daughter doesn't take care of it and I don't want to! Selling the cage and all! Hopefully it will be gone by Sunday. I also listed an old tv for free...I have asked several times for it to be put in my car. It is too heavy for me to lift. Just want it gone!!!

Yesterday was almost a NSD. Spent $4 at the gas station for dr pepper and newspaper.

Filled up my gas tank today. Should las through the weekend. Don't have any plans to go anywhere so hopefully will last even longer! DD and I have hair appointments tonight.

I think I am going to start saving to have someone clean the house every couple of months. I don't mean spotless, just come in..dust, and cleanthe bathrooms. These are the tasks that I jsut can't seem to get to. Every other month would be an improvement over now!

DH and I had a real long talk last night. I don't know that anything was resolved but at least things are out there. We will see what happens now. Our anniversary is a week from Tuesday.

Shooting for a NSD

July 23rd, 2009 at 08:24 am

I am trying to make today a nsd. The problem I have is that when I have the extra money in savings, I end up buying things that I need, but have done without.,..like the ace bandage I bought yesterday...or the special shampoo for my DD...or the fly traps for the kitchen. I am trying very hard to not spend any money today.

DH isn;t working today. Apparenlty they don't have any work. He is broke again. Not sure why. He only drove to work three days this week(one he was sent home!!). But I am resisting the urge to give him gas money. I have it, but don't want him to know I have it. Then he relies on it and acts like I am supposed to give it to him.

On other news...I haven't had a cigrette since Monday. I am not what I would consider "addicted" to the cigarette, but rather the act of smoking. I quit with both of my pregancies and I don't smoke at home...only at work. So at best, I smoke about 3-4 cigarettes a day. But I have been cutting back, not really wanting them. So when I ran out, I didn't buy anymore. I will probably breakdown and buy a pack, but at least I am making progress!

Splurged a little

July 21st, 2009 at 08:16 am

Over the weekend, I tried a breakfast bowl. I didn't really think I was going to like it, but I really did! They are a little on the expensive side (2/$5). Okay alot on the expensive side, for one meal. But I bought 4 of them this morning to keep in my freezer at work. I will alternate them with the bagels that I keep here. Even at $2.50, it is still less than if I went to McDonalds or Burger King.

We are doing a fund raiser for my daughters cheerleading this week. We are trying to find 300 businesses to donate $20 each. Each girl is responsible for at least 10 businesses. We have a definite yes from 4 so far. And a maybe from 3. Will spend tomorrow driving her around to different places. Wish us luck! The more businesses we get, the less I have to pay for uniforms!!!

I also filled up my car today. $34. Glad gas prices are starting to come back down again. It should last me until Friday now.

Long, Tough Night!

July 20th, 2009 at 08:15 am

Well, yesterday was my "adopted" daughters birthday. She turned 16. There was a cabin rented and about 6 teenagers there. I was nominated as a chaperone! Didn't get much sleep, but I am back at work!

Spent $20 to get gas yesterday. DH took the car to winder and back. Was supposed to get an oil change, but didn't so I will have to get that done today.

Another Pricey Day

July 8th, 2009 at 08:08 am

DH took the car to Dahlonega yesterday, so I filled up again...$28. Gas is .10 cheaper at Walmart that in Blue Ridge! Glad I went there!

I also got the crab legs for DD birthday. I guess I am niave, but I didn't know they were so much! $55.07 for the legs. We ate every bit of them and they were delicious! But I never would have spent that money normally! Lesson learned.

Budget is still on track for the next month. Still planning on getting the mortgage caught up. I won't be able to make as large as a payment as I would like to the credit card, but I can start that again next month. The prescription savings are going to make a big difference this month.

Have alot of cheer expenses the next couple of weeks. Having a donut sale again this weekend. Donuts anyone??? We sold 600 dozen two weeks ago! But it helps alot toward her expenses and they have some really great ideas for fundraisers. Just have to get busy.

Daughters BD

July 7th, 2009 at 08:31 am

Today is my daughters 12th birthday. We got her the Wii Fit. It is pretty cool. I might even use it!

Yesterday was an expensive day. I filled up the gas tank, $39. Got it at Walmart, which was .05 cheaper than anywhere else. I then got the Wii Fit and another game for $117. I had planned this in the budget, so it was not budget wrecking.

Each year, the birthday person gets to decide what they want for dinner. DD wants crab legs!!! We live no where near the ocean! The seafood places around here are only open Thur, Fri and Sat. We found one that the owner happens to be at for the next couple of hours so he will sell us something! Small Town Living! Now I just need to figure out how to cook them!

Financially, I am looking pretty good come the end of the month. I am cutting it close, but will have the mortgage caught back up by month end. That means making 2 mortgage payments this month due to the extra payday. The ot I am getting this month is helping too. DH hasn't been working so I definatly will not get any help the next couple of weeks. Good thing I don't count on it!

Need to get some stuff posted on EBAY but I don't know what to post! There is lots of stuff that we don't use, but I don't think it would sell. I have already taken a bunch of stuff to goodwill. I went through my daughters dresser and got 4 big bags of clothes. Was going to take it to goodwill, but do you think I could see it by the bag on ebay or craigs list? Everything is in good condition because she hardly wears anything once it is bought! I can always try.

In Shock!

June 26th, 2009 at 08:35 am

I am in shock about Michael! It is just so unexpected! I remember when Thriller debuted(?). We made a big party out of it! WOW...that was so long ago!

Nothing really new financially. I am trying my best to not spend any money and seem to be doing well. Except for the breakfast yesterday, I haven't eaten out. I have made dinner every night for two weeks, with the exception of one! I even made hamburgers for DH last night and I don't eat them! The kids weren't home. Change in medication has really done me good!

Lack of Planning for the Unexpected

June 25th, 2009 at 07:16 am

Okay...I stopped at Mcdonalds this morning for breakfast. Here is what happened. I was supposed to take my daughter and her friend to my mom's house. She usually feeds them breakfast. I haven't bought any breakfast food in a while since we aren't there except for the weekends for breakfast. But this morning as we were getting ready to leave, I remembered the my mom had a doctors appointment and I couldn't take the girls there. Since we had nothing for breakfast, I had to get them something on the way. THAT SUCKS!!! I guess the lesson is to always have something quick in the house for breakfast! This puts an end to our no eating our record. That really sucks...

Grocery Shopping

June 12th, 2009 at 04:39 pm

I am so proud of me! I went to the grocery store and only spent $68!!! That is awesome! I don't have alot of money to get by until next Friday(had to borrow from dad) but we were desperately low on food! I got enough meats for meals for the week, a meal in a box, and a few other salad things. Mix in some frozen vegetables and french fries and call it done! I am extremely proud of myself, especially since I was hungry when I went! I didn't cave for what we didn't absolutely need, which is unheard of!!

I resisted!!!

June 11th, 2009 at 07:05 am

Yesterday, I had been thinking about going to pizza hut for dinner. I know that I don't have the money for it...but was going to go anyway and then worry about covering the check later.(This is part of my problem!) I had already made up my mind and was going to go! But I didn't! I went home instead and made a salad! I was very proud of myself. I know that this is the decision I should have made and I shouldn't be proud of doing the right thing, but it is hard for me to resist.

Put $10 worth of gas in my car yesterday and today. Just enough to get me through until tomorrow. Man, I hate being like this. Good news is that according to the budget I have laid out, I will be out of this mess by the end of July...since July is a 3 paycheck month. I can't wait!

Finance company called for DH again last night. Said that he needed to call before it went any further legally...I am thinking how much further could it go??? You already turned it in to the sheriff as if he was hiding the car(NOT!!) So I am thinking that they didn't indeed turn it into the sheriff. That would be good!

That same collection agency that I have been dealing with called me yesterday about a different account. I told them that I had made a payment with a note telling them how I intended to make payments...she said no on authorized that. I said I know, but that is all I can do. She verified the last 4 of my social and said thank you. As if that is going to scare me! Put it on my credit report....still doesn't mean that I have any more money to give you!

All in all, I am feeling pretty upbeat given the daily cirmcumstances right now. I see a light at the end of the tunnel if I can just get there!!!

Weekend Plans

June 6th, 2009 at 08:50 am

I plan on getting alot done this weekend.

1. Clean bathroom
2. Mop kitchen(after picking up DH and DD mess!)
3. Vacuum
4. Clean car seats
5. wash sheets

Okay so it doesn't sound like alot, but it does seem like alot!

Yesterday was a NSD, sort of. The only money that was spent was paying bills. I paid my dad back the $250 that he loaned me earlier in the week. Paid the cell phone bill, paid the car insurance, and the phone bill. Paid alot of high expenses this week. Looking forward to July...a 3 payday month. Will be able to get stuff caught up a little bit.

Thursday Update

June 4th, 2009 at 10:42 am

I am working from home today. It is a yucky rainy day and I just didn't feel like getting out!

I once again gave into temptation yesterday and got dinner. No one was home and I was craving pizza hut. I have got to learn to not give in to my urges for fast food. My son is taking my car today so not only will he put gas in it, but I also have a NSD! COOL!

Daughter is coming home tomorrow. She is homesick and ready to come home! She doesn't like to stray real far. Hopefully DH will come home today. Haven't seen him since Monday morning. Getting kind of lonely here.

Hump Day Update

June 3rd, 2009 at 07:34 am

As I stepped out of the shower this morning, the power went off. As I am on a well, this was perfect timing! I was very pleased that the forces of the local EMC had the decency to wait for a power failure until all soap and shampoo was rinsed off! LOL

I stopped and bought breakfast this morning...shame on me. I am out of cream cheese at the office for my bagel and gave in to temptation to get something quick instead of going to the store to get cream cheese! Bad Me!

My son and I went over his checking account yesterday. He forgot that I told him that some transactions don't always show up right away so you can't go by the balance in the account. He had two pay at the pump authorizations so I had to transfer $15 into his account to cover it. Turns out that there was only one charge and he was on top of how much was in his account. I can transfer the $15 back into my account now.

Still no progress on the upcoming expenses, but I am sure something will happen.