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Archive for February, 2013

Very Lucky

February 27th, 2013 at 09:54 pm

I took DD's computer to the repair shop yesterday because it wouldn't charge. When they plugged in the cord to test it it started smoking! Apparently the dog had gotten ahold of the cord...imagine that. We are vey lucky that it didn't catch fire while it has been sitting on the table plugged in for the last two weeks. They charged $30 for a new cord and the computer now charges.

I still have my cough that I got from DD. I have been running the vaporizer like crazy and it seems to be helping some. Just wish it would go away!

Grocery Shopping

February 23rd, 2013 at 02:03 am

We did something a little different today. We went to Dollar General first and got as much as we could there. We got a huge bottle of DD's shampoo and conditioner for way less than a small bottle at the grocery store. All said and done we spent $61 at Dollar General. We then went to Food Lion and bought the filler items. We spent another $46. So we spent a total of $107. I had budgeted $150 so I think that was a super win. Will do that more often.

We went to pizza hut for dinner. It really upset my stomach. That will teach me! But it tastes so good!

No Way! Resisted Temptation Twice

February 20th, 2013 at 01:33 am

First...I saw the girl scouts selling cookies yesterday. I had already purchased one box of my favorite cookie, the Samoa and it was gone. I thought about stopping and getting another box but I didn't!

Second...I thought about ordering pizza tonight. But I didn't feel like going to pick it up and since I have been doing that I can't see myself paying for delivery again. So I didn't do it.

When I was going over my budget for the rest of the month I found out that I had entered my prescription allowance twice. That was a nice surprise. Then I had to take DD to the doctor today so that plus the prescription she was given ate up the extra I found. Bummer.

State refund

February 13th, 2013 at 06:02 pm

The state refund showed up in my account this morning. I set up some payments to come out of it.

EX Dh found out that his insurance is $75 a week for both kids. This is alot cheaper than anything I have found. If he leaves the child support as is, I will send him a check for $300 a month to cover the insurance. I think some of you may have misuderstood the child support situation. Yes Ex dh hasn't had the amount reduced reflecting that DS turned 18. But I also haven't charged him for half of the unreimbursed medical expenses, which pretty much makes it a wash.

I have kind of been taking a break from posting but I have kept up with reading the posts. I have just had my feelings hurt too many times recently to continue to put myself out there. Maybe that will ease over time.

Email to Ex DH

February 7th, 2013 at 06:42 pm

I sent Ex DH an email today asking for him to help with insurance situation. I bet he comes back and says that he didn't have the child support reduced when DS turned 18 and that he pays enough. We'll see what happens. I laid it all out for him telling exactly how much is spent on each kid each month.

I got an email the DS was denied coverage because he smokes and has asthma. I know it isn't smart but he is over 18 and I can't control what he does anymore. I am not as concerned about his insurance since he is over 18. I am more concerned with getting DD covered because I would be responsible for any of her expenses.

DS is planning on moving back in in March. I have mixed emotions. He will help with the groceries when he moves in. But he is such a neat freak and I am kind of a slob. It has caused us to butt heads in the past. Hopefully it will all work out.

I haven't heard back from the bank. I will probably call him tomorrow when I am back at work. I have been working from home this week because everyone is gone. Been very peaceful.

Frustrated

February 5th, 2013 at 09:42 pm

I applied for a child only policy for DD. I got a letter today telling me that she has been denied because she has credible coverage. Problem is that I can't afford the credible coverage any longer. I called them to talk about this and get further information and they can't find her in their system. The guy searched by many different factors. The letter has no identification number on it. I don't think the guy believed me cause he wants me to fax him the letter tomorrow.

We went to the courthouse today and took my name off of my house. If I do go into foreclosure I don't want to have any assets they can come after. It is now in my just in my mom's name. We also had my fathers name taken off of it.

I talked to the bank yesterday and I haven't heard back yet. He is supposed to be looking into how they can help me. I will probably put a for sale by owner in the yard. Bob b...I have lived in the house 2 of the last 5 years so I don't think that would be a problem. Everything is just kind of up in the air right now. It is the not knowing that drives me crazy.

Need Some Advice

February 3rd, 2013 at 09:57 pm

Another one of the kids moved out of my rental property. That only leaves 2 and they can't afford to pay the whole amount. They don't know anyone else that could move in there.

I can't afford to make the payment without having the rent covered...I can't even afford one month without renters. I think I need to get out of the rental business. I would put the house on the market but I can't afford to pay the mortgage until it sells.

I am thinking of going to the bank and doing a voluntary foreclosure. My credit is already bad so it wouldn't really affect that...might even improve the debt to income ratio. I think there might be some tax implications by doing this but I don't know.

I am just at a loss. I don't know what else to do.

** Forgot to mention that I wouldn't make any money on a sale...I would actually be lucky to get what is owed on the property.

It's Snowing!

February 2nd, 2013 at 08:47 pm

We hardly ever get snow here. The news said we would get a dusting. But we have about an inch of snow and it is still snowing. Here are some pictures from my porch. I hope you can see them. I can't view pictures for some reason. All I get is a small box.






January Totals

February 1st, 2013 at 04:10 pm

Here are my totals for January. I managed to come in $544 under budget. The shortfall for the actual came from the left over amount from last month.





The health Insurance Premium is high because I paid for the old insurance and the new insurance this month. This will balance out the first month of the new policy.

I did good on the dining out and Amy category. I was over on the groceries by $40. This was fill in items between big shopping trips.