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Archive for July, 2018

No Spend Days & Icebox

July 31st, 2018 at 02:45 am

I have been doing a no spend challenge where I don't spend any money for 4 days and then have 2 days to spend for things I need. That has been working well for me and has stopped me from spending on things I don't need. I did have to spend yesterday that wasn't expected. I had to go to the Dr for a sinus infection. But due to my no spend challenges, I had to cash to pay for the visit and the prescription. I still have one more day before I can go to the grocery store.

I found this really cool Chrome extension called Icebox. It works with online retailers, like Amazon. Instead of letting me buy something instantly, it puts the purchase on ice for the time period you establish. I have mine set up for 24 hours. So whenever I try to buy something, I have to wait 24 hours before I can actually buy it. I have been using it a little over 2 weeks and it has saved me quite a bit of money. It has stopped my impulse shopping on Amazon.

Checking In

July 29th, 2018 at 09:10 am

Hi Everyone...I know I haven't posted in FOREVER! I am going to try to get better at that. I need accountability.

I have gotten myself into a pickle again. I have rented out the basement of my home and am still about $300 short a month, if I want to pay them off in 22 months. I could pay less and be okay, but it would take longer to pay them off. I am also selling stuff off that I don't need anymore. I have made about $200 this month doing that.

I have been making very bad financial decisions. I started reading financial books last week have become truly inspired to get this under control. I am on my second no spend challenge. The first went really well, I took Friday off and went to the grocery store, and got gas. Didn't go overboard and was more deliberate in the purchases I made.

My problem is that my happiness has been linked to spending money for so long that it is really affecting me emotionally. I know that sounds like an excuse, but it really isn't. My spending became on addiction that I have to just stop cold turkey.

I have given up the idea of moving. I have decided that I like my house here and would be miserable in the city. My mom is still living on her own, and at 87, she is an inspiration at how independent she is. I do her grocery shopping and double check her checking account to make sure she gets everything paid, etc. She does a good job.

Sorry for the long post. I just wanted to give you guys an update on me and let you know that i am going to try to be better about posting.