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Credit Score and Foreclosure

January 16th, 2014 at 02:06 pm

I went to credit karma last night to get my credit score. Last time I checked it was in the 450 range. But last night it was up to 619. The only thing I can figure is that the debt to income ratio is back in line again since I don't have the loan for the house anymore. I have paid my bills on time for the last few years and was wondering why my score wasn't getting any better. Now I think I have figured it out.

At least one good thing came from the foreclosure!

Posted in Misc Thoughts and Updates | 4 Comments »

4 Responses to “Credit Score and Foreclosure”

  1. creditcardfree Says:
    January 16th, 2014 at 02:21 pm 1389882065
    1389882065

    Improvement is good! Keep up the good work.

  2. SecretarySaving Says:
    January 16th, 2014 at 07:56 pm 1389902170
    1389902170

    You're doing good.

  3. Joan.of.the.Arch Says:
    January 16th, 2014 at 10:13 pm 1389910389
    1389910389

    That's interesting. But is credit karma an educated guess, or does it tie into the actual credit bureaus?

  4. FrugalTexan75 Says:
    January 17th, 2014 at 12:04 am 1389917052
    1389917052

    Good job!

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