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North Georgia Gal's Financial Awakening
Trying to Make Smarter Decisions Day by Day
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Author Info
Amy
I am a single mom of 2 kids(16 and 12). My credit cards are no longer over the limit and overdue. When I first started this blog, I managed to keep my power on by the skin of my teeth but now I pay the bill by the due date each month!
I have recently started couponing. I am quite impressed so far. There are several great sites out there that help me!
2009 Goals:
Coupon Savings:
*** August - $121.41
*** September - $346.51
*** October - $277.12
No "Power Interruption" Notes left on the door!!!!
***12/08 - no notice!
***1/09 - no notice!
***2/09 - no notice!
***3/09 - no notice!(since i have paid it already!)
***4/09 - no notice
***5/09 - no notice
***6/09 - no notice
***7/09 - no notice
***8/09 - NOTICE!!! UGHH!
***9/09 - no notice
***10/09 - no notice!!
***11/09 - no notice!!
***Get contacts!!!(planned for 2/2/09)Fully funded!
** $35 saved toward contacts
** $35 saved toward contacts
****2/13/09 I HAVE MY CONTACTS!!****
Pay all Household Expenses by due dates.
**all of Feb utilities paid on time!
** still working on this.
** DONE ****
Get Mortgage Caught up by end of July. Mortgage was caught up in February, but I let it get behind again.--***DONE****
Start making Regular Payments on Credit Cards:
*Jan - all but one(check out my credit card page)
*Feb - made payments on all credit cards!
*Mar - made payments on all cards
*Apr - Made payments on all cards
*May - Made payments on all cards
*June - Made Payments on all cards
*July - made payments on all cards
*Aug - made payments on all cards
1st quarter - get all cc below limit; then pay off one cc per quarter(not going so well)
***January - 2 credit cards are now under the limit!
***February - stil working on it! another one almost under the limit!
***March - 3 cards are now under the limit!
***July - all cards are below the limit bu haven't been able to pay one off yet!
Have EF funded with $1000
Establish a new car fund-this is tricky...I jumped the gun and purchased a new(used) car. So this fund is now for repairs.
**established. Contribute any overage on gas budget to this account.***
Savings: 120/month
***July - Goal Met
Kid #1 Savings: 20/month
***July - Goal Met
Kid #2 Savings: 20/month
*** July - Goal Met
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Blog Statistics
- Date Started: Nov 11, 2008
- Entries: 325
- Comments: 889
- Total Visits: 83,117
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