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OOP Expenses for Surgery

January 6th, 2014 at 11:25 am

The expenses have been submitted to the insurance and I have a pretty good idea of what I will owe. Including the co-pays for visits before the surgery, my total oop is 1543.08. Not too bad for a full hysterectomy and repair of several small hernias.

I have a credit at one doctor that is sending me a check. When I receive that I will send it to the other doctor. Then when I receive the bill from the hospital I will set them up on payments. They are about $1000 of the total oop.

2 Responses to “OOP Expenses for Surgery”

  1. creditcardfree Says:

    Sounds like you have a plan to handle the expense.

  2. disneysteve Says:

    Before you pay any bills, be sure to get an itemized bill from the hospital and check it over line by line, item by item. Most bills contain mistakes. If you don't understand anything on the bill, go in and meet with someone in the billing office and have them explain it all. Make sure you aren't being charged for anything that wasn't actually done. Make sure that you weren't double charged for anything that only happened once.

    When my wife had her last surgery (gallbladder), I found a $1,000 error on the bill (she was charged twice for a piece of equipment). By the time I brought it to their attention, the insurance company had already paid their share so the $1,000 came directly off our OOP cost.

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