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Mail Order Prescriptions

October 24th, 2013 at 06:57 pm

So Petunia got me thinking about getting my prescriptions through our mail order program. I have never checked into it before. But I found that I can save $122 over 3 months. That is over $40 a month! The problem is coming up with the money for a 3 month supply of all my meds at once, about $330. So I paid an extra $100 to the credit card and put the expense on there. Then when I would normally pay for the prescriptions I will pay the credit card instead. The prescriptions portion of the charge card should be paid off within a couple of months and I will continue to pay the normal payments to the card plus any extra I can come up with.

Posted in Misc Thoughts and Updates | 5 Comments »

5 Responses to “Mail Order Prescriptions”

  1. snafu Says:
    October 24th, 2013 at 07:17 pm 1382642228
    1382642228

    If your have a 0% interest credit card, this will work to your advantage. If you are paying interest on your CC you will be paying interest on the cost of your prescriptions. Your payments are applied to the entire balance, not to any specific purchase. You will be charged interest from the day the charge applies. That can be expensive!

  2. Petunia 100 Says:
    October 24th, 2013 at 09:15 pm 1382649318
    1382649318

    That's awesome, NGG. I'm glad this is a money saving move for you, too.

    It's true you will pay some interest, but if you pay the $330 off in full over 3 months, it will cost substantially less than $122 in interest. (I calculate that if you pay $110 per month and your CC is charging you 25%, it will cost $14.53 total interest over 3 months). Once you have whittled your credit card balance down to zero, it won't cost any interest at all. Just keep moving in that direction.

    How about keeping track of your CC balance in your sidebar? I'm excited to see it moving down. Probably not as excited as you are. Smile

  3. PNW Mom Says:
    October 24th, 2013 at 10:07 pm 1382652442
    1382652442

    You have really found some great ways to save money lately! Smile

  4. Xtreme Thunder Says:
    October 25th, 2013 at 04:04 pm 1382717086
    1382717086

    Great savings! I have been doing the mail order since 2006. For me I need to deal with two mail order pharmacies, one for one medication, one for another. No idea why, but saves me money. Getting a new rx through them will have a lead time of 2 weeks or so especially if the pharmacy doesn't have it in stock. On regular refills, I get them 3-7 days after refill, so keep that in mind as to when to refill so you are not out of medication.

  5. baselle Says:
    October 28th, 2013 at 08:01 pm 1382990492
    1382990492

    Sounds like a winning plan. $40 is nothing to sneeze at. Keep on chippin' away at your expenses!

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