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December Budget

December 2nd, 2012 at 10:55 pm

Here is my December budget. The actual column represents expenses/income that I have already entered into the check register. The big item is of course the medical expenses.




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1 Responses to “December Budget”

  1. ceejay74 Says:
    December 4th, 2012 at 05:43 pm 1354643038
    1354643038

    I must admit, I find this spreadsheet hard to follow. But I guess with you knowing what is likely to still come in, it makes more sense to you! I use a ledger-type spreadsheet that I made up (a friend of mine refined it somewhat), with my checking account balance at the top and expected income and out-go listed out by date expected. Every couple days, I update my checking account balance at the top, delete the line items that have already come in, and make sure the bottom line is right. I also have the impact of each line item on the checking account balance listed next to it. That way I can tell if I'll be in danger of overdraft at any time.

    Mine requires frequent tending to stay current. But I feel like that keeps me deeply connected to my finances, so it's worth the extra effort to me.

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