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Update on Life

July 18th, 2012 at 05:02 pm

I have been gone a while. I slipped into a deep depression and am just now digging myself out.

My dad died two weeks ago. It was expected and probably a little of a relief. he had been sick for a long time.

Financially I am just keeping my head above water. The renters haven't paid rent in a while and I have made the first steps to evict them. He keeps saying that they are going to move out but I feel that I am going to have to legally evict them. I hope to get some decent renters in so that I have a steady income from them.

I made a stupid decision a few months ago to take out a 2000 loan. At the time I was desperate but now I have one more monthly payment that I am struggling to meet. I still owe my employer 900 toward a loan last November. I am hoping that things improve shortly. My mom paid off my car note with my dad's insurance money so that should allow me to start making payments on my student loans. They are close to being in default and having my tax returns held. Lose one payment...replace it with another.

I found out in January that I no longer qualified for the state run insurance for my dd. I found an insurance policy for her that is $467 a month and has a 3500 deductible. My mom is helping me with the monthly premium. But since then we have hit the deductible because she was having issues with what we thought was her gallbladder. 3500 later and we still don't know what is causing her pain. Have another test scheduled. When I got the insurance I had to put my ds on the policy as they wouldn't insure just a minor. The good part of this is that the hospital has programs for low income families and since he is the insured they will likely look at his income and we won't have to pay very much of the cost. Keeping my fingers crossed.

I joined weight watchers and was doing good up until the last two weeks. I have been struggling with finding good things to eat.

That is about all going on. I have missed you all and have thought of you often.

16 Responses to “Update on Life”

  1. Miz Pat Says:

    I an so sorry about your father and very glad to hear from you. You are in my prayers

  2. creditcardfree Says:

    I just posted on your last post and didn't see this before that. I'm so sorry to hear about your Dad. ((Hugs)). Understandable that you have a lot going on emotionally with his death and the financial changes.

  3. Joan.of.the.Arch Says:

    Very sorry about your Dad's death.
    Depression is rough. Depression is so damn debilitating. Is anyone helping you to get medical help for it?

  4. North Georgia Gal Says:

    Joan: I am seeing a therapist and am on several different anti depressants. Its just a matter of getting the combination correct.

  5. NJDebbie Says:

    North Georgia Gal,
    I'm so sorry for the loss of your Dad. I know how difficult it can be. Please know that you are in my thoughts and prayers.

  6. ceejay74 Says:

    So sorry to hear that! I've been wondering where you've been too. I also just learned this morning that my best friend lost his mom a week or so ago. I can't imagine how hard it is.

    Is there any way you can give up the renting business and sell one of the two houses? Even if it's a short sale, at least it would be two less things on your plate (keeping paying renters and making a second mortgage payment every month). It hasn't worked out so far, and it sounds like you've already got far too much to worry about.

    Fingers crossed that things get better!

  7. MonkeyMama Says:

    I am sorry to hear about your dad.

    Thanks for the update - we had been worried about you. Hang in there!

  8. PNW Mom Says:

    So sorry for the loss of your dad...sending prayers and hugs your ways. Hoping things will look up for you soon!

  9. jolie Says:

    so sorry to hear of your father's passing. hugs and take good care of you.

  10. CB in the City Says:

    I noticed your absence and was worried. I'm so sorry to hear about your dad, but I'm glad you are tackling your depression head on. It's not easy to lose a parent even when it is expected. Take extra good care of yourself!

  11. Joanne Says:

    I am so sorry to hear of your loss. Iam sorry about your Dad. that is good that you are receiving help with your depression. I hope that you feel better each day.... Will say a prayer for you, and your family....

  12. mamasita Says:

    I too am sorry to hear of the loss of your dad. You seem to have so much on your plate, but I am glad you are working on taking care of yourself. I also know how depression can take a hold of someone and make it tough to progress through life, but you are getting help to work through the depression, and things will get better.

  13. Thrifty Ray Says:

    I am soo sorry to hear about your dad. Loosing a parent is always tough even when it is after an illness. You have been missed- and I am so sorry there is so much on your plate right now. One day...or even hour...at a time. {{hugs}}

  14. FrugalTexan75 Says:

    I'm so sorry to hear of your dad's passing. Frown It is a hard thing to deal with for sure. {{{hugs}}}

  15. Looking Forward Says:

    I'm so glad you checked back in. I was just thinking of you. Sending you ((hugs)) and prayers.

  16. patientsaver Says:

    I'm very sorry to hear about your dad. You do have a lot going on, and I'm sorry that you're struggling. Try to keep the exercise up; it will help boost your spirits in a subtle way: get control of your body, get control of your life.

    I hope you can get those non-paying tenants to leave as soon as possible, so you can get some income coming in again from that.

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