About Me

North Georgia Gal

Where to Begin...it is hard to believe that it has been 9 years since I started this Blog. You guys have always been here supporting me and cheering me on.

I am in the process of refinancing my LOC into a mortgage, rolling my credit card debt into it. Will probably then close all of my credit cards after that.

I still have my budget in place for a couple of months out, but I still have to make changes to it.

I hope to sell my house in about 6 months, and move closer to my kids, about an hour away. I will still commute to work because it would only be about 40 minutes. But this can't happen until my responsibility to my mom is done, she is close to moving in with my niece, but who knows when that will happen.

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Another Debt

March 28th, 2011 at 03:18 pm

Long Story Short...I registered for three classes and soon found that I was falling behind. So in order to protect my GPA, I dropped all of the classes. I received a letter today that I have to repay the financial aid I received. $1200. In 45 days. Yeah right. Like I have $1200 sitting around. I don't know how I will get through the next month without that payment, let alone adding an additional $1200 to the mix. Guess I will try to get that set up on payments. It really sucks.

Had a very quiet weekend. Didn't do much of anything. Went to CVS yesterday and got $90 worth of stuff for $40. Felt pretty good about that. Now that I have my stockpile pretty well supplied, I only have a few items to buy at the store. Actually just one. Biscuits and cinnamon rolls that are on sale for .98. I have coupons for them too. Will be a huge savings. I do need to stop at Dollar General and get a cooler. Mine seems to have disappeared. My teenage son had it last so I am likely to never see it again.

Posted in Misc Thoughts and Updates | 5 Comments »

5 Responses to “Another Debt”

creditcardfree Says:
March 28th, 2011 at 04:30 pm

Hopefully a lesson learned. Good luck!!
Jane Says:
March 28th, 2011 at 05:05 pm

School loans can definitely be stressful! What kind of degree are you pursuing?
Joan.of.the.Arch Says:
March 28th, 2011 at 05:16 pm

Public schools and some private schools will have tiered withdrawal deadlines before which you can get refunded some or all of your tuition payment. Don't hesitate to ask the school for any refund due.
Joanne Says:
March 28th, 2011 at 09:36 pm

Hi , No. Georgia, I agree w/ Joan , I would try to talk to the school about their withdrawal policy. Do you have a financial aid counselor , that you meet with? i'd try that also. Good luck.. even if you could get a portion knocked off the total. I know that you have been really fighting debt, like all of us.. Hope that you can get a break on this.. Take care.
Joanne Says:
March 28th, 2011 at 10:54 pm

Question I forgot to ask u above.. Wht do u need to repay this in 45 days? Is it because u dropped the classes? Can u work out a payment plan? Good luck..Let us know how this turns out please. I have never heard of having to repay in 45 days., esp. for financial aid.

North Georgia Gal's Financial Awakening

Trying to Make Smarter Decisions Day by Day

Another Debt

5 Responses to “Another Debt”

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