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Extra CC payment

October 23rd, 2009 at 03:10 pm

I made an extra $75 payment to my credit card today. I know some of you will say that I should have used that toward the tires, but I have not been able to make extra payments on this card for months...and I had planned on the extra payment anyway. I am not doing something frivilous(like getting my nails done which I would love to do) so i feel like my parents wouldn't mind. That makes a total of $100 paid to that credit card this month. It has a credit limit of $500 and the balance after the $100 is $331. I haven't used this card in forever and just making the minimums is getting me nowhere!!! I didn't even activate the new card when it arrived.

I have $255 left of my paycheck for the next two weeks after I pay everything. I need to get some groceries, but given my new shopping habits, I won't spend much. I have already deducted for gas so I should be in good shape.

3 Responses to “Extra CC payment”

  1. momcents Says:


    Well done! I have found that my prudent planning does reap the benefits of a surplus (albeit small). Even things like watching library DVD with homemade snacks can be fun (our scheduled plan vs dropping a boatload of money at the pumpkin patch).

  2. ceejay74 Says:

    Your parents won't mind, North Georgia, because they know you're good for the money you borrow. I have made a similar difficult, even longer-term decision--to pay off several of my higher-interest debts before tackling a loan my dad and mom made to me for the down payment on my condo. I mention the money to them from time to time so they know I take it seriously, and now I have high hopes to pay them back early next year. Sometimes you have to take care of the interest-bearing stuff so you'll be better equipped to pay them.

  3. Mooshocker Says:

    Nice job. I am certain your parents would much rather have you pay that CC off versus giving them the money. God bless.

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