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Budget Planning Blues

September 9th, 2009 at 07:52 am

I am hopeful I guess that I will be able to do all I want to do this month. I have put my saving shopping on hold, since we have a good supply of food in the house and no fear of running out of anything. The rest of this month is going to be tight. I get paid on Friday, already have everything set up in bill pay. The good news is that everything is going to get paid, the bad news is that on the 20th, I will be short $183. I will probably have to reduce the amount I am sending to my snoball credit card. Bummer. I have it down for $100, but may have to send $50. That at least gets me closer to the shortfall. Will see as it gets closer.

I can't wait to get all of this debt paid off. The cashflow that will be increased will be amazing! I might even be able to save something! I have roughly $375 in medical/credit card payments right now. Imagine if I didn't have that...I could make double the car payment! I could add more to my mortgage payment! I could actually build my emergency fund. I guess it is baby steps...but seeing that so many of the debts are close it exciting. I will try to update a page to show the progress I have made. I am quite proud. And I probably wouldn't have been as successful with out the support and enouragement I have found here! Thank you guys!!

2 Responses to “Budget Planning Blues”

  1. ceejay74 Says:

    Good luck! Isn't it great to be able to see a week or more down the road, though? I remember a time when I wasn't just living paycheck to paycheck--I was living day to day, with no idea how much I needed or would spend or where it was going to come from.

  2. creditcardfree Says:

    Definitely reduce extra payments to debt, if you are short somewhere. Keep up the good work!

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