About Me

North Georgia Gal

Where to Begin...it is hard to believe that it has been 8 years since I started this Blog. You guys have always been here supporting me and cheering me on.

I recently took out a LOC against my house and paid off all of my credit card/loan debt. Everything on my credit report has been paid off. I now have one payment a month. But I am making 2 payments of $250, which is about $300 toward principle.

In about 3-6 months we are going to try to refinance the loan in just my name(My mom is a co-signer right now). UPDATE: I REFINANCED THE LOAN IN JUST MY NAME.

My budget is still in place for 2 months out, but I am constantly having to adjust it. But everything still gets covered.

I am still working my part time job early in the mornings and on weekends. I don't mind getting up early(4:00) but I hate going to bed so early. I sure enjoy that paycheck though. I am putting 35% of that check into their 401k. i will slowly raise that up to 50%. UPDATE: I HAVE GIVEN MY NOTICE FOR THE END OF SEPTEMBER. I JUST CAN'T DO 2 JOBS ANYMORE.

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Splurged a little

July 21st, 2009 at 08:16 am

Over the weekend, I tried a breakfast bowl. I didn't really think I was going to like it, but I really did! They are a little on the expensive side (2/$5). Okay alot on the expensive side, for one meal. But I bought 4 of them this morning to keep in my freezer at work. I will alternate them with the bagels that I keep here. Even at $2.50, it is still less than if I went to McDonalds or Burger King.

We are doing a fund raiser for my daughters cheerleading this week. We are trying to find 300 businesses to donate $20 each. Each girl is responsible for at least 10 businesses. We have a definite yes from 4 so far. And a maybe from 3. Will spend tomorrow driving her around to different places. Wish us luck! The more businesses we get, the less I have to pay for uniforms!!!

I also filled up my car today. $34. Glad gas prices are starting to come back down again. It should last me until Friday now.

Posted in Daily Spending, Misc Thoughts and Updates | 3 Comments »

3 Responses to “Splurged a little”

Joni Says:
July 21st, 2009 at 11:24 am

Hello, No. Georgia: Your splurge wasn't too bad.We all do that sometimes...,and what you bought you can use for breakfast you said? Don't be too hard on yourself. Plus, it sounds as ifyou have been under alot of stress lately. Enjoy your "splurge".
lizajane Says:
July 21st, 2009 at 09:12 pm

You're almost halfway there on the definites, so good job! Hit up all the places that you frequent and they recognize you. They might have a harder time saying no, plus if they are planning to donate it will make it better for them to "know" the person they are helping.
north georgia gal Says:
July 22nd, 2009 at 02:12 pm

Liza...I called all of my prior business contacts yesterday...problem is they are all construction, which had died! But we have a definite from 7 now and a maybe from 2 more. Still have until MOnday, so hopefully we will get some more!

North Georgia Gal's Financial Awakening

Trying to Make Smarter Decisions Day by Day

Splurged a little

3 Responses to “Splurged a little”

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