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Collection Agencys!!!

May 12th, 2009 at 08:59 am

I just received a call from a collection agency for the amount that was applied toward my deductible...162.33. When I had this done at the hospital, the hospital didn't forward the correct address to the radiology office. So I never received the bill. Ireceived a call in April about it. I told the agency that I hadn't received the bill. They refused to send me a copy of the bill, stating that I had my explanation of benefits. They wouldn't even tell me how to contact the radiology office. So I tracked them down,, corrected the address and requested a copy of the bill. I tried to set up payment arrangements with them and they refused! They said that the least they could take was $100! I don't have that! So I called the radiology office and they said that there is nothing they can do! I plan on making payment of $20 a month and if they accept them, great, if not, than oh well. I tried. And they had better not put it on my credit report! I am working really hard to get that cleaned up! UGGGHHHH!!! I know collection agency's deal with deadbeats, but I try not to be one of them! And they can look at it and see the circumstances. It just drives me crazy!

3 Responses to “Collection Agencys!!!”

  1. creditcardfree Says:

    Make sure you send the money to the radiologist or hospital and not the collection agency. If you send the agency the check, they just might start using your account info to pull the full amount.

  2. smiley2009 Says:

    I'm going through that right now NEVER EVER send them check always use a money order and despite what they say send them what you can they won't send it back too you that's for sure. In terms of your credit I don't know they have the option to do that if they would like but I doubt it if your sending something each time you send them a payment it throws off or rather updates there collection system that your paying and it prevents further collection efforts.

  3. Allie Says:

    If you send the money directly to the radiology office, they will just forward it on to the collection agency....it is not their bill any longer once it is turned over so they have to report it to the agency if they receive it. Also, a collection agency must validate the bill if you ask them to (send proof). They are in violation of the fair debt collection act if they don't. Good luck!

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