Where to Begin...it is hard to believe that it has been 9 years since I started this Blog. You guys have always been here supporting me and cheering me on.
I am in the process of refinancing my LOC into a mortgage, rolling my credit card debt into it. Will probably then close all of my credit cards after that.
I still have my budget in place for a couple of months out, but I still have to make changes to it.
I hope to sell my house in about 6 months, and move closer to my kids, about an hour away. I will still commute to work because it would only be about 40 minutes. But this can't happen until my responsibility to my mom is done, she is close to moving in with my niece, but who knows when that will happen.
This is not really in reply to your current post, I have watched your blog for a while and always wonder what you are doing to divorce your finances? Does he have Child Support Payments? Legally speaking if you split everything into his name or yours, does that mean bill collectors cant come after you if you do not live in a community state for his bills? How do you get him to pay for living in the home?
I ask because I am a codependant, fixer and enabler and wondering what I can do to no longer enable my husbands financial irresponsiblity.
Coupon addict: I sent you an email but in case you didn't get it, thought I would respond here as well. I am not sure about the legal issues. For a long time, I was heading to the funny farm trying to keep up with my own expenses and then trying to make his payments and keep him in the clear. It couldn't be done...especially when he wasn't giving me ANY money toward his expenses or the household.(due to poor money management he was always broke). So I stopped. He now gives me a set amount each week toward household expenses and savings. When he says he needs something, I just kind of change the subject, Sometimes I feel really cold, but I have to stop or else he will never take care of himself and I can't afford to take care of both of us, either financially or emotionally.
My email gives you further details. Hope this helps.