North Georgia Gal's Financial Awakening

Not So Good Weekend

amy_marshall2007@bellsouth.net (Amy) — Tue, 17 Nov 2009 08:31:16 PST

My weekend started off good...went to see COuples Retreat...hilarious by the way. But then DH and I stayed up talking until 3 am. Then we talked more on Saturday. I don't feel anything was resolved. We spoke again last night...still no resolution. He refuses to see things my way...

The New Old Me....

amy_marshall2007@bellsouth.net (Amy) — Wed, 11 Nov 2009 09:53:49 PST

I am feeling so much better...it is just amazing. I didn't realize what a weight I had on my shoulders. I actually put make up on this morning and perfume! I am feeling so good about myself right now it is amazing. I am going to get my nails done today...I know I shouldn't but...

Update

amy_marshall2007@bellsouth.net (Amy) — Tue, 10 Nov 2009 07:51:53 PST

Well, I just made Octobers house payment, with $25 extra going to principle. It is the first late one in a while. But now it is caught up and Novembers is already worked into the budget. I just looked at the budget and things are looking pretty good...with the money my parents are...

BIg Changes Update

amy_marshall2007@bellsouth.net (Amy) — Mon, 09 Nov 2009 11:53:24 PST

I told my parents last night. They weren't shocked. My mom's concern that she doesn't want me to have to burn a fire in the fireplace. Do we have enough oil?

This morning I got an email from her. Her and my father had discussed the situation. They would each like to give...

Big changes in my life...

amy_marshall2007@bellsouth.net (Amy) — Sun, 08 Nov 2009 06:24:06 PST

I haven't been blogging too much. So much has been going on. DH moved out yesterday morning. Although it was what I wanted, it still was not easy. Now the doubt sets in...did I do the right thing...although I know I did. Financially, I will be better off. Last week alone, he...

Took some time off Blogging...

amy_marshall2007@bellsouth.net (Amy) — Tue, 03 Nov 2009 13:56:03 PST

I haven't been in a blogging mood lately, so I took some time off from blogging. There is nothing really new in my finances. I am still looking at a pretty large deficit at the end of the month. I am sure it will all work out. But then there is Christmas...Still don't know how...

Went Shopping...Kind Of

amy_marshall2007@bellsouth.net (Amy) — Thu, 29 Oct 2009 06:45:51 PST

I went to Rite Aid and got $56 worth of stuff for $7...and they will also send me a check for the rebates for $6. So really, it was $1. YEA!!! I also went to CVS and got 3 bottles of dove soap for $11. It was not as good of a deal at rite aid, but still worth doing.

The budget...

Feeling Drained

amy_marshall2007@bellsouth.net (Amy) — Mon, 26 Oct 2009 12:27:02 PST

However, I did make it out of the house today! But I am feeling financially and emotionally drained. Financially because I see a huge deficit coming on the 6th of November. Not quite sure how I am going to deal with that yet. Emotionally because my DH is still there! We had an...

Four New Tires Plus...

amy_marshall2007@bellsouth.net (Amy) — Sat, 24 Oct 2009 17:56:21 PST

When I was getting the tires this morning, they told me that the brake pads were just about to the rotors. I knew the brakes were bad, but had been putting them off as well. So I went ahead and had the front and back brakes done. I fortunately have the money to cover them, but will...

Extra CC payment

amy_marshall2007@bellsouth.net (Amy) — Fri, 23 Oct 2009 08:10:55 PST

I made an extra $75 payment to my credit card today. I know some of you will say that I should have used that toward the tires, but I have not been able to make extra payments on this card for months...and I had planned on the extra payment anyway. I am not doing something frivilous(like...

The Tire Search Update

amy_marshall2007@bellsouth.net (Amy) — Thu, 22 Oct 2009 18:06:40 PST

Well...I couldn't find any tires. My mom called me last night and told me that they would buy me the 4 tires. I am not happy about it. Then I found out today that they had to pay my sisters power bill because it had been cut off. Long story, but she is a hypocondriac nurse...the...

The Tire Search

amy_marshall2007@bellsouth.net (Amy) — Wed, 21 Oct 2009 12:32:23 PST

The search is on for 235/70/16 tires. I need four of them. I am looking for used ones that are in good condition. I have called 4 places so far and they have no used ones...well one place had 3 used ones and only 2 were in good condition. All of the places are happy to sell me...

No motivation today

amy_marshall2007@bellsouth.net (Amy) — Tue, 20 Oct 2009 10:26:59 PST

I am completely empty of motivation today. I just want to go back to bed. I haven't been like this in a about a week. But I figured out why, I think. I have been so consumed with taking my new medication that I forgot to take my thyrod medication the last two nights. And it doesn't...

Here we go again...feeling frustrated

amy_marshall2007@bellsouth.net (Amy) — Mon, 19 Oct 2009 06:59:14 PST

Just when I start to get things straight...looking at my budget for this payday and it doesn't look pretty. I have to get propane for heat and I am in desperate need of new tires. My parents said that they would pay for 2 new tires, but since my car is 4 wheel drive, I can't put...

Broke down...turned heat on

amy_marshall2007@bellsouth.net (Amy) — Sat, 17 Oct 2009 16:04:17 PST

I broke down and turned the heat on last night. We left the fire burning, but I was afraid that it would get really cold before morning. SO I turned the heat on but I turned it on to 60. It tried to come on this morning but DH caught it as he was building a fire. I don't know if...

Still no heat....

amy_marshall2007@bellsouth.net (Amy) — Fri, 16 Oct 2009 06:44:40 PST

We still have managed to not turn on the heat, but that might change this weekend. It is supposed to be in the 30's Saturday morning and the high is only 46!!! But we will build a fire and try to resist...especially because we need propane and I don't have the money for it! we are...

What would you have done?

amy_marshall2007@bellsouth.net (Amy) — Thu, 15 Oct 2009 13:54:03 PST

My daughter need jeans desperately since it is rapidly getting cold around here. The last time we got jeans, I took her to the consignment shop down the street that has really nice stuff. They are very picky about what they accept. The other option is to use the credit card that...

Poor Planning Costs Me Again

amy_marshall2007@bellsouth.net (Amy) — Mon, 12 Oct 2009 20:05:45 PST

I hadn't stocked up on cat food and I forgot that I used it all last night. So at 9:15 I get a text(yes, I was still out at Violin lessons) to get cat food. By that time, the only place open was a convenience store. So I cursed myself and paid the huge price for a small bag of no-name...

Fire in the Fireplace

amy_marshall2007@bellsouth.net (Amy) — Mon, 12 Oct 2009 09:43:24 PST

Well, we have resisted the urge to turn the heat on...but we have had about 3 fires to take the chill off. It really makes it nice!

Tahoe, our recent feline addition(someone left him at the foot of our driveway!!) thought he wanted to go outside...was out there about 1 minute and...

Credit Score on the Move

amy_marshall2007@bellsouth.net (Amy) — Sun, 11 Oct 2009 16:29:18 PST

I just checked my credit score on creditkarma.com. It has come up 50 points since July! That is about how long I have been able to pay everything on time! That is impressive. I don't know how accurate that is, but it sure makes me feel better!