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Checking In

July 29th, 2018 at 04:10 pm

Hi Everyone...I know I haven't posted in FOREVER! I am going to try to get better at that. I need accountability.

I have gotten myself into a pickle again. I have rented out the basement of my home and am still about $300 short a month, if I want to pay them off in 22 months. I could pay less and be okay, but it would take longer to pay them off. I am also selling stuff off that I don't need anymore. I have made about $200 this month doing that.

I have been making very bad financial decisions. I started reading financial books last week have become truly inspired to get this under control. I am on my second no spend challenge. The first went really well, I took Friday off and went to the grocery store, and got gas. Didn't go overboard and was more deliberate in the purchases I made.

My problem is that my happiness has been linked to spending money for so long that it is really affecting me emotionally. I know that sounds like an excuse, but it really isn't. My spending became on addiction that I have to just stop cold turkey.

I have given up the idea of moving. I have decided that I like my house here and would be miserable in the city. My mom is still living on her own, and at 87, she is an inspiration at how independent she is. I do her grocery shopping and double check her checking account to make sure she gets everything paid, etc. She does a good job.

Sorry for the long post. I just wanted to give you guys an update on me and let you know that i am going to try to be better about posting.

Posted in Uncategorized | 7 Comments »

7 Responses to “Checking In”

  1. Wink Says:
    July 29th, 2018 at 04:24 pm 1532881498
    1532881498

    Welcome back! This is a great place to come for support and accountability. You can do it!

  2. ceejay74 Says:
    July 29th, 2018 at 04:33 pm 1532881981
    1532881981

    Good to hear from you, North Georgia! I had several false starts and slipups before I finally got myself out of CC debt, so I do believe it could work if you keep trying!

  3. Petunia 100 Says:
    July 29th, 2018 at 04:38 pm 1532882313
    1532882313

    So nice to hear from you! Smile
    Just start again; you can do anything you decide you WILL do.

  4. LuckyRobin Says:
    July 29th, 2018 at 06:09 pm 1532887785
    1532887785

    Welcome back. I hope you are able to get your finances back on track this time.

  5. rob62521 Says:
    July 29th, 2018 at 07:43 pm 1532893391
    1532893391

    Glad to hear from you again. You can get yourself back on track and your mom sounds amazing!

  6. creditcardfree Says:
    July 29th, 2018 at 08:02 pm 1532894551
    1532894551

    Will cheer you on with your successes! A no spend week is definitely a success if you have found that spending is entertainment and happiness. Reading books, or checking on YouTube videos of those on the Dave Ramsey plan or any other debt pay off plan are very worth your time!

  7. Amber Says:
    July 30th, 2018 at 02:30 am 1532917844
    1532917844

    Welcome back!
    I too have fell off the wagon but what I find is that blogging keeps me on track. You can do it!

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