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Closed Some Credit Card Accounts and a Small Victory

October 3rd, 2016 at 05:45 pm

I decided to close some of my credit card accounts that I don't use. It might affect my credit initially but I am hoping that in the long run, it will be better.

Small Victory...my television developed a spot on it. It is very annoying, but not big enough to disrupt the picture. I of course ordered a new television. But I started thinking about it and decided to cancel the new television. That was a very big deal for me. I don't cancel things very often once I have ordered them. So I am dealing with the spot, which comes and goes.

This Sunday is my last day at my second job. I can't wait. Financially things will work out, it just won't be as easy as it is now. But I need to not do this anymore. So I am excited.

Also got a $35 check in the mail. I had paid a copayment to dr but since I met my out of pocket maximum, the insurance paid 100%. I also called my therapist, who I have been paying $50 a visit, and found out that I have $150 credit with them! So that is a nice little surprise. I am going to apply this credit toward future visits. My insurance started over 10/1 so I have to start paying copayments and prescriptions again. Bummer.

6 Responses to “Closed Some Credit Card Accounts and a Small Victory”

  1. ceejay74 Says:

    Great job! Would that have been paid with cash, or would you have put a balance on one of your paid-off credit cards? Either way, you saved yourself a bundle!

  2. creditcardfree Says:

    That is wise to close old accounts if you don't plan or need to use them. Nice work skipping a new tv over a spot!

  3. lirpalynn Says:

    How old is your tv? My dad had an issue with his, which was about 5 years old, and they let him replace it with a brand new one. First they offered coupons off a new purchase or something, but since he was willing to go smaller he got it free.

  4. PatientSaver Says:

    Funny, i just got a $45 copay refund from a doctor too, tho i don't think i reached my deductible.

  5. FrugalTexan75 Says:

    Good for you!

  6. rob62521 Says:

    Good news all around!

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