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Have to change my way of thinking

June 17th, 2016 at 08:56 pm

Used to be when I got an offer for a credit card I immediately accepted it...like "someone wants to give me credit??" And it was usually when I was most desperate. But I don't need credit cards anymore. So when I got an actual credit card in the mail from PayPal Mastercard I had to make a conscience effort to not immediately activate that sucker. I even looked very closely to find the credit limit they were offering me. Couldn't find it. But it doesn't matter. I don't need it. So I cut it up. Even though my credit score has gone up, it still has too many inquiries on it. So I don't want to put another one there either, which would happen if I activated that card. Baby Steps.

3 Responses to “Have to change my way of thinking”

  1. Joan.of.the.Arch Says:

    If you'd like, you can keep those CC offers out of your mail altogether. Try https://www.optoutprescreen.com/

  2. North Georgia Gal Says:

    Thanks Joan! I just did this.

  3. rob62521 Says:

    Good idea on not accepting all the offers. You are smart.

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