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Friday Payday Two Week Budget

August 7th, 2012 at 02:35 pm

Income:

Payroll - 900.00
From mom: 245.00
From DS 180.00
savings trans: 100.00
Child Support 339.42
Checking Bal 549.81

TOtal Income: 2314.23


Expenses:

DD health ins: 486.46
Weight Watchers: 42.95
Groceries: 200.00***
Gas 200.00
Sallie Mae 600.65*
School Cloths 400.00**
Water Bill 62.57
Loan Pymt 200.00
Credit card 50.00

Total Expenses: 2242.63

Income 2314.23
expenses: 2242.63
Difference: 71.60

* Sallie Mae - First payment includes last fees, will go down next month
** School Clothes - sister gave me $200 toward clothes and other sister is taking DD to Kohls on Saturday so this number is probably greatly overestimated.
*** Groceries - going to attempt to spend $100 in the big shopping trip but will leave the other $100 in there for fill ins for the two weeks.

Posted in Misc Thoughts and Updates | 4 Comments »

4 Responses to “Friday Payday Two Week Budget”

  1. creditcardfree Says:
    August 7th, 2012 at 03:44 pm 1344354244
    1344354244

    What is your plan for the clothes money if you don't spend it all? Emergency fund? Clothes fund for later needs? A past due bill? Do you anyone money? Just food for thought!

  2. North Georgia Gal Says:
    August 7th, 2012 at 04:02 pm 1344355358
    1344355358

    I will probably let it sit in my checking account because I am short for the next payday. That way I won't have to adjust anything.

  3. snafu Says:
    August 7th, 2012 at 04:17 pm 1344356257
    1344356257

    Suggest you review pantry & freezer to list what can be created from what's on hand plus a few additions. It really helps to go to grocery store with a list and stick to it. You haven't included eat-out in your listing so include fav take to work in groceries.

    It's helpful to review DD's school clothes, trash anything wrecked, re-gift, sell, donate anything she doesn't like, doesn't fit and just won't wear. Arrange tops with slacks/skirts to see what's needed. How many shoes are enough? Condition of undies? Even if Kohl's expedition doesn't cover it all, you'll all know what's still needed and not spend in the wrong categories.

  4. rob62521 Says:
    August 8th, 2012 at 03:24 pm 1344439454
    1344439454

    I agree with snafu...review your pantry and freezer and then check your grocery ads to find what you need and hopefully find some sales. Looks like you are very organized when it comes to your finances. :-)

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