About Me

North Georgia Gal

Where to Begin...it is hard to believe that it has been 9 years since I started this Blog. You guys have always been here supporting me and cheering me on.

I am in the process of refinancing my LOC into a mortgage, rolling my credit card debt into it. Will probably then close all of my credit cards after that.

I still have my budget in place for a couple of months out, but I still have to make changes to it.

I hope to sell my house in about 6 months, and move closer to my kids, about an hour away. I will still commute to work because it would only be about 40 minutes. But this can't happen until my responsibility to my mom is done, she is close to moving in with my niece, but who knows when that will happen.

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Had to Use the Credit Card

August 5th, 2011 at 01:39 pm

I went to get my dog out of the vet yesterday and the charge was only $140. I was so pleased. They had to neuter him due to where the laceration was. This is something that I had been wanting to get done. As pleased as I was about the charges, I am completely bummed that I had to use the credit card to pay for them. I don't have any extra in my checking account or savings account. They let me break it down into two payments. So I made the first $100 yesterday on the card and I will make the remaining $40 in the next month or so.

I hope the renters have the rent money for me today. I really don't want to go through the eviction process. but just in case...can some of you tell me how to do it? Do I just go to the courthouse or is there papers that I need to fill out that I can find online? Serves me right to not have gotten all of the security deposit up front and "working with them". That is what she always says...if I can work with them.

Posted in Misc Thoughts and Updates | 7 Comments »

7 Responses to “Had to Use the Credit Card”

creditcardfree Says:
August 5th, 2011 at 01:59 pm

NGG: I googled this website which is the Georgia Landlord Tenant Handbook. Go to page 60, which talks about eviction. It looks like you might need to look for the magistrate court in your county to file. You also need to provide notice to the tenant. I hope that helps a little!
North Georgia Gal Says:
August 5th, 2011 at 02:11 pm

THanks CCF!! That website is very helpful. I didn't think about googling it.
CB in the City Says:
August 5th, 2011 at 03:09 pm

I'm so happy for you that the vet bill was so reasonable.
MonkeyMama Says:
August 5th, 2011 at 03:14 pm

That's great about the vet bill.

Just wanted to say sorry for all you are going through right now.
Shari Says:
August 5th, 2011 at 03:55 pm

I know, bad tenants can suck. Especially when we try to be nice. My husband usually helps in that area he is the mean one lol. Usually an eviction notice will scare them into paying (from past experience). If that doesn't work, I believe the forms are online where you could actually start the process. I hope it doesn't get that far. Good luck.
Shari Says:
August 5th, 2011 at 03:56 pm

I know, bad tenants can suck. Especially when we try to be nice. My husband usually helps in that area he is the mean one lol. Usually an eviction notice will scare them into paying (from past experience). If that doesn't work, I believe the forms are online where you could actually start the process. I hope it doesn't get that far. Good luck.

Shari
Certified Personal Finance Counselor
www.harmoneybillpay.com
LuckyRobin Says:
August 6th, 2011 at 03:33 am

I'm glad the dog is going to be okay.

North Georgia Gal's Financial Awakening

Trying to Make Smarter Decisions Day by Day

Had to Use the Credit Card

7 Responses to “Had to Use the Credit Card”

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