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Payday

June 15th, 2010 at 06:03 pm

I can't wait until Payday on Friday. I am running on fumes this week, literally. I need gas and I am not sure how I am going to get it. I will have to transfer money out of my savings account(which has a whoping balance of $36) in order to get gas to last until Friday. But I should be able to put it back on Friday. My budget for this pay period looks good. The Budget for my next pay period...not so good. I am short about $400. I would like to cash in some of my vacation, but my company isn't in a position to allow that right now. So as it gets closer, I will figure something out. I always do.

I am making an extra payment to the chadwicks card this payday of $109. I know it is an odd amount, but it is the snowball amount. This will be the third payment this month. 2 more payments after this one and it will be paid off! I can't wait! Then I will move on to the next credit card. I definately think it was a smart idea to pay off the ones that have been closed...therefore I can't charge them back up,, like I was with the open visa card. I would make extra payments and then have to use the card for gas or something. This way, I have to figure something else out, and I always do.

Although July is a 3-paycheck month, I am not going to see much relief. I have my budget planned through July and although the Chadwicks card will be paid off, there isn't much wiggle room. I am hoping that my sisters will be able to help with some of the cheerleading costs. We are doing a fundraiser the 26th of June that will go toward the expenses. I just hope we make alot of money! We have had alot of donations so hopefully any money we make will go straight to our accounts.

Posted in Misc Thoughts and Updates | 7 Comments »

7 Responses to “Payday”

  1. gamecock43 Says:
    June 15th, 2010 at 06:27 pm 1276626438
    1276626438

    Sounds like you are disciplined and creative! Have you looked into ebay? If you have kids its a good way to sell old toys and clothes.

  2. north georgia gal Says:
    June 15th, 2010 at 06:30 pm 1276626615
    1276626615

    I have tried the whole ebay thing and i just ended up with a huge pile of stuff that never sold! So I gave up and now I just make tax-deductible donations to the thrift store.

  3. Joan.of.the.Arch Says:
    June 15th, 2010 at 07:47 pm 1276631266
    1276631266

    If you know you are going to be short $400 for expenses soon, are you sure you want to make an extra payment to your clothing store credit card?

  4. north georgia gal Says:
    June 15th, 2010 at 07:51 pm 1276631518
    1276631518

    I know it sounds wierd, but if I make the payment, than I always find a way to make up the shortages. I would just spend it in other places if I didn't pay the credit card extra money. Plus I like to see that I have achieved something.

  5. Joan.of.the.Arch Says:
    June 15th, 2010 at 09:24 pm 1276637053
    1276637053

    Well that sounds great. You are not just spinning your wheels then. Paying off your debt fast makes you work more diligently to spend in a way that makes sense!

  6. boomeyers Says:
    June 16th, 2010 at 02:09 am 1276654142
    1276654142

    You sound just like me! Stick Out Tongue Somehow I always come up with a way to make it work. So glad to see you will be able to accomplish something by paying a card off! Congrats! Keep us posted when it happens!

  7. snafu Says:
    June 16th, 2010 at 02:54 am 1276656890
    1276656890

    Kudos to you for carrying out your plan. Have you taken any steps to create an emergency fund? That is also a part of good financial planning.

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