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Payday

June 15th, 2010 at 06:03 pm

I can't wait until Payday on Friday. I am running on fumes this week, literally. I need gas and I am not sure how I am going to get it. I will have to transfer money out of my savings account(which has a whoping balance of $36) in order to get gas to last until Friday. But I should be able to put it back on Friday. My budget for this pay period looks good. The Budget for my next pay period...not so good. I am short about $400. I would like to cash in some of my vacation, but my company isn't in a position to allow that right now. So as it gets closer, I will figure something out. I always do.

I am making an extra payment to the chadwicks card this payday of $109. I know it is an odd amount, but it is the snowball amount. This will be the third payment this month. 2 more payments after this one and it will be paid off! I can't wait! Then I will move on to the next credit card. I definately think it was a smart idea to pay off the ones that have been closed...therefore I can't charge them back up,, like I was with the open visa card. I would make extra payments and then have to use the card for gas or something. This way, I have to figure something else out, and I always do.

Although July is a 3-paycheck month, I am not going to see much relief. I have my budget planned through July and although the Chadwicks card will be paid off, there isn't much wiggle room. I am hoping that my sisters will be able to help with some of the cheerleading costs. We are doing a fundraiser the 26th of June that will go toward the expenses. I just hope we make alot of money! We have had alot of donations so hopefully any money we make will go straight to our accounts.

7 Responses to “Payday”

  1. gamecock43 Says:

    Sounds like you are disciplined and creative! Have you looked into ebay? If you have kids its a good way to sell old toys and clothes.

  2. north georgia gal Says:

    I have tried the whole ebay thing and i just ended up with a huge pile of stuff that never sold! So I gave up and now I just make tax-deductible donations to the thrift store.

  3. Joan.of.the.Arch Says:

    If you know you are going to be short $400 for expenses soon, are you sure you want to make an extra payment to your clothing store credit card?

  4. north georgia gal Says:

    I know it sounds wierd, but if I make the payment, than I always find a way to make up the shortages. I would just spend it in other places if I didn't pay the credit card extra money. Plus I like to see that I have achieved something.

  5. Joan.of.the.Arch Says:

    Well that sounds great. You are not just spinning your wheels then. Paying off your debt fast makes you work more diligently to spend in a way that makes sense!

  6. boomeyers Says:

    You sound just like me! Stick Out Tongue Somehow I always come up with a way to make it work. So glad to see you will be able to accomplish something by paying a card off! Congrats! Keep us posted when it happens!

  7. snafu Says:

    Kudos to you for carrying out your plan. Have you taken any steps to create an emergency fund? That is also a part of good financial planning.

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