Well, I just made Octobers house payment, with $25 extra going to principle. It is the first late one in a while. But now it is caught up and Novembers is already worked into the budget. I just looked at the budget and things are looking pretty good...with the money my parents are giving me and if Icontinue to get overtime. I should have everything paid off sooner than expected. After the first of the year, I should be able to put everything they give me toward debt. That will take no time at all to pay off the cards! I can't wait.
I got my bedroom cleaned up Sunday and finished it yesterday. It was such a wreck. I just had given up. But it is like this gloom cloud has been lifted and I am back...trying to make a nice home for me and the kids. All the laundry is done and folded, with the exception of a load of towels that needs to be folded. It is the first time in a long time that we haven't had to go on a hunt for clean towels! Now I can start on the bathroom. It won't take long, just a bunch of junk to be picked up. I did the kitchen on Sunday as well. But it usually stayed pretty clean.
Anyway, things are looking up. Like I said, the gloom and doom cloud that was over the house has been lifted. THings are lighter and more enjoyable now.
Update
November 10th, 2009 at 03:51 pm
November 10th, 2009 at 03:59 pm 1257868792
You might think about skipping extra principal payments to your mortgage. You still seem to be in a precarious position. The mortgage is probably your least expensive debt as far as interest is concerned. An extra $25 could be set aside for emergencies, unexpected expenses or towards higher interest rate debt. Just something to think about.
November 10th, 2009 at 04:10 pm 1257869424
November 10th, 2009 at 04:40 pm 1257871202
November 10th, 2009 at 05:24 pm 1257873859
November 10th, 2009 at 05:25 pm 1257873917
I hope your rate goes down like ceejay's!! That is definitely what you need right now.
November 11th, 2009 at 08:36 am 1257928573