I have never had $500 in savings! I do now! I have it spead out in various accounts, but it is over $500! I am so proud of myself! I used to get really mad at people who said they were broke, but they werent really. You know the ones who had money in savings or had access to other money. Because I really was broke! Like counting pennies to make the mortgage payment or calculating excatly when they would cut the power off. But now I get it! The choices I made were what was causing me to be so broke! granted there are some people who just don't make enough money, but I do. And now I am managing it better and I feel great about it!
Thanks to all of you guys for supporting me and being there with advice and wisdom. It has really made a difference to me!
In the history of me...
February 26th, 2009 at 03:13 pm
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February 26th, 2009 at 06:13 pm 1235672009
Lux...I am not exactly sure what you mean by snowball, but if it is what I think, I am already doing a version of that. I am only paying the minimums on the credit cards that are already under the limit and applying everything else to the highest one. I budget $50 for each credit card and since most of them have a minimum due of around $23, I put the rest toward the other card. Will continue to do that until they are paid off. Was able to pay an additional $129 to one of the credit cards this month by doing it that way.
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